[RHBBANK] QoQ Annualized Quarter Result on 31-Mar-2015 [#1]

Announcement Date
29-May-2015
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2015
Quarter
31-Mar-2015 [#1]
Profit Trend
QoQ- -6.52%
YoY- 5.68%
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Annualized Quarter Result
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
Revenue 10,776,708 10,715,696 10,751,204 10,799,612 10,413,246 10,103,921 9,709,184 7.18%
PBT 2,250,584 2,310,010 2,806,714 2,579,284 2,735,053 2,788,622 2,753,070 -12.53%
Tax -582,032 -572,113 -658,582 -661,204 -671,589 -702,630 -727,570 -13.78%
NP 1,668,552 1,737,897 2,148,132 1,918,080 2,063,464 2,085,992 2,025,500 -12.09%
-
NP to SH 1,664,972 1,735,464 2,144,674 1,905,108 2,038,000 2,069,078 2,014,398 -11.89%
-
Tax Rate 25.86% 24.77% 23.46% 25.64% 24.55% 25.20% 26.43% -
Total Cost 9,108,156 8,977,798 8,603,072 8,881,532 8,349,782 8,017,929 7,683,684 11.97%
-
Net Worth 6,633,629 18,071,596 18,056,951 19,488,740 18,692,321 18,172,500 17,772,599 -48.06%
Dividend
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
Div 424,812 - - - 153,425 - - -
Div Payout % 25.51% - - - 7.53% - - -
Equity
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
Net Worth 6,633,629 18,071,596 18,056,951 19,488,740 18,692,321 18,172,500 17,772,599 -48.06%
NOSH 2,601,423 2,581,656 2,579,564 2,574,470 2,557,089 2,552,317 2,549,870 1.33%
Ratio Analysis
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
NP Margin 15.48% 16.22% 19.98% 17.76% 19.82% 20.65% 20.86% -
ROE 25.10% 9.60% 11.88% 9.78% 10.90% 11.39% 11.33% -
Per Share
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
RPS 414.26 415.07 416.78 419.49 407.23 395.87 380.77 5.76%
EPS 24.20 25.33 31.40 74.00 79.70 81.07 79.00 -54.45%
DPS 16.33 0.00 0.00 0.00 6.00 0.00 0.00 -
NAPS 2.55 7.00 7.00 7.57 7.31 7.12 6.97 -48.75%
Adjusted Per Share Value based on latest NOSH - 2,574,470
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
RPS 247.17 245.77 246.59 247.70 238.84 231.74 222.69 7.18%
EPS 38.19 39.80 49.19 43.70 46.74 47.46 46.20 -11.89%
DPS 9.74 0.00 0.00 0.00 3.52 0.00 0.00 -
NAPS 1.5215 4.1449 4.1415 4.4699 4.2873 4.168 4.0763 -48.06%
Price Multiplier on Financial Quarter End Date
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
Date 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 -
Price 5.67 5.95 7.37 7.92 7.62 8.83 8.55 -
P/RPS 1.37 1.43 1.77 1.89 1.87 2.23 2.25 -28.09%
P/EPS 8.86 8.85 8.86 10.70 9.56 10.89 10.82 -12.44%
EY 11.29 11.30 11.28 9.34 10.46 9.18 9.24 14.24%
DY 2.88 0.00 0.00 0.00 0.79 0.00 0.00 -
P/NAPS 2.22 0.85 1.05 1.05 1.04 1.24 1.23 48.08%
Price Multiplier on Announcement Date
31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 CAGR
Date 26/02/16 30/11/15 28/08/15 29/05/15 27/02/15 20/11/14 27/08/14 -
Price 5.35 5.56 6.48 7.70 7.96 8.27 9.10 -
P/RPS 1.29 1.34 1.55 1.84 1.95 2.09 2.39 -33.63%
P/EPS 8.36 8.27 7.79 10.41 9.99 10.20 11.52 -19.19%
EY 11.96 12.09 12.83 9.61 10.01 9.80 8.68 23.75%
DY 3.05 0.00 0.00 0.00 0.75 0.00 0.00 -
P/NAPS 2.10 0.79 0.93 1.02 1.09 1.16 1.31 36.85%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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