[PBBANK] QoQ Annualized Quarter Result on 30-Jun-2020 [#2]

Announcement Date
28-Aug-2020
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2020
Quarter
30-Jun-2020 [#2]
Profit Trend
QoQ- -12.31%
YoY- -15.02%
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Annualized Quarter Result
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Revenue 20,121,256 20,303,934 20,516,226 20,508,690 22,060,720 22,454,734 22,374,146 -6.82%
PBT 7,995,788 6,285,063 6,413,790 6,015,036 6,908,588 7,134,144 7,082,201 8.41%
Tax -1,798,844 -1,352,803 -1,391,277 -1,307,952 -1,540,852 -1,554,701 -1,536,576 11.06%
NP 6,196,944 4,932,260 5,022,513 4,707,084 5,367,736 5,579,443 5,545,625 7.67%
-
NP to SH 6,119,872 4,871,702 4,964,990 4,661,822 5,316,304 5,511,558 5,474,254 7.70%
-
Tax Rate 22.50% 21.52% 21.69% 21.74% 22.30% 21.79% 21.70% -
Total Cost 13,924,312 15,371,674 15,493,713 15,801,606 16,692,984 16,875,291 16,828,521 -11.85%
-
Net Worth 45,801,469 47,247,563 46,081,370 44,698,551 43,266,818 43,594,471 42,604,914 4.93%
Dividend
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Div - 2,523,389 - - - 2,833,960 1,708,140 -
Div Payout % - 51.80% - - - 51.42% 31.20% -
Equity
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Net Worth 45,801,469 47,247,563 46,081,370 44,698,551 43,266,818 43,594,471 42,604,914 4.93%
NOSH 19,410,691 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 192.11%
Ratio Analysis
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
NP Margin 30.80% 24.29% 24.48% 22.95% 24.33% 24.85% 24.79% -
ROE 13.36% 10.31% 10.77% 10.43% 12.29% 12.64% 12.85% -
Per Share
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
RPS 103.66 104.60 528.48 528.28 568.26 578.41 576.34 -68.10%
EPS 31.52 25.10 127.89 120.08 136.96 141.97 141.01 -63.13%
DPS 0.00 13.00 0.00 0.00 0.00 73.00 44.00 -
NAPS 2.3596 2.4341 11.8701 11.5139 11.1451 11.2295 10.9746 -64.07%
Adjusted Per Share Value based on latest NOSH - 3,882,138
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
RPS 103.63 104.57 105.66 105.62 113.62 115.65 115.23 -6.82%
EPS 31.52 25.09 25.57 24.01 27.38 28.39 28.19 7.72%
DPS 0.00 13.00 0.00 0.00 0.00 14.60 8.80 -
NAPS 2.3589 2.4334 2.3733 2.3021 2.2283 2.2452 2.1943 4.93%
Price Multiplier on Financial Quarter End Date
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Date 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 -
Price 4.20 20.60 15.70 16.50 15.90 19.44 20.08 -
P/RPS 4.05 19.69 2.97 3.12 2.80 3.36 3.48 10.63%
P/EPS 13.32 82.08 12.28 13.74 11.61 13.69 14.24 -4.35%
EY 7.51 1.22 8.15 7.28 8.61 7.30 7.02 4.59%
DY 0.00 0.63 0.00 0.00 0.00 3.76 2.19 -
P/NAPS 1.78 8.46 1.32 1.43 1.43 1.73 1.83 -1.82%
Price Multiplier on Announcement Date
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Date 11/05/21 25/02/21 27/11/20 28/08/20 22/05/20 26/02/20 07/11/19 -
Price 4.10 4.17 18.60 16.42 15.26 17.48 19.86 -
P/RPS 3.96 3.99 3.52 3.11 2.69 3.02 3.45 9.61%
P/EPS 13.00 16.61 14.54 13.67 11.14 12.31 14.08 -5.17%
EY 7.69 6.02 6.88 7.31 8.97 8.12 7.10 5.46%
DY 0.00 3.12 0.00 0.00 0.00 4.18 2.22 -
P/NAPS 1.74 1.71 1.57 1.43 1.37 1.56 1.81 -2.59%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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