[PBBANK] QoQ TTM Result on 30-Jun-2020 [#2]

Announcement Date
28-Aug-2020
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2020
Quarter
30-Jun-2020 [#2]
Profit Trend
QoQ- -6.1%
YoY- -7.82%
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TTM Result
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Revenue 19,819,068 20,303,934 21,061,294 21,542,766 22,401,965 22,454,734 22,412,628 -7.86%
PBT 6,556,863 6,285,063 6,632,836 6,591,828 7,042,031 7,134,144 7,101,370 -5.17%
Tax -1,417,301 -1,352,803 -1,445,727 -1,439,248 -1,547,863 -1,554,701 -1,517,110 -4.43%
NP 5,139,562 4,932,260 5,187,109 5,152,580 5,494,168 5,579,443 5,584,260 -5.37%
-
NP to SH 5,072,594 4,871,702 5,129,610 5,099,430 5,430,541 5,511,558 5,511,047 -5.37%
-
Tax Rate 21.62% 21.52% 21.80% 21.83% 21.98% 21.79% 21.36% -
Total Cost 14,679,506 15,371,674 15,874,185 16,390,186 16,907,797 16,875,291 16,828,368 -8.69%
-
Net Worth 45,801,469 47,247,563 46,081,370 44,698,551 43,266,818 43,594,471 42,604,914 4.93%
Dividend
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Div 2,523,389 2,523,389 1,552,855 1,552,855 2,833,960 2,833,960 2,717,496 -4.81%
Div Payout % 49.75% 51.80% 30.27% 30.45% 52.19% 51.42% 49.31% -
Equity
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Net Worth 45,801,469 47,247,563 46,081,370 44,698,551 43,266,818 43,594,471 42,604,914 4.93%
NOSH 19,410,691 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 192.11%
Ratio Analysis
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
NP Margin 25.93% 24.29% 24.63% 23.92% 24.53% 24.85% 24.92% -
ROE 11.08% 10.31% 11.13% 11.41% 12.55% 12.64% 12.94% -
Per Share
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
RPS 102.10 104.60 542.52 554.92 577.05 578.41 577.33 -68.46%
EPS 26.13 25.10 132.13 131.36 139.89 141.97 141.96 -67.60%
DPS 13.00 13.00 40.00 40.00 73.00 73.00 70.00 -67.41%
NAPS 2.3596 2.4341 11.8701 11.5139 11.1451 11.2295 10.9746 -64.07%
Adjusted Per Share Value based on latest NOSH - 3,882,138
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
RPS 102.10 104.60 108.50 110.98 115.41 115.68 115.47 -7.86%
EPS 26.13 25.10 26.43 26.27 27.98 28.39 28.39 -5.37%
DPS 13.00 13.00 8.00 8.00 14.60 14.60 14.00 -4.81%
NAPS 2.3596 2.4341 2.374 2.3028 2.229 2.2459 2.1949 4.93%
Price Multiplier on Financial Quarter End Date
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Date 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 -
Price 4.20 20.60 15.70 16.50 15.90 19.44 20.08 -
P/RPS 4.11 19.69 2.89 2.97 2.76 3.36 3.48 11.72%
P/EPS 16.07 82.08 11.88 12.56 11.37 13.69 14.14 8.89%
EY 6.22 1.22 8.42 7.96 8.80 7.30 7.07 -8.17%
DY 3.10 0.63 2.55 2.42 4.59 3.76 3.49 -7.58%
P/NAPS 1.78 8.46 1.32 1.43 1.43 1.73 1.83 -1.82%
Price Multiplier on Announcement Date
31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 30/09/19 CAGR
Date 11/05/21 25/02/21 27/11/20 28/08/20 22/05/20 26/02/20 07/11/19 -
Price 4.10 4.17 18.60 16.42 15.26 17.20 19.86 -
P/RPS 4.02 3.99 3.43 2.96 2.64 2.97 3.44 10.93%
P/EPS 15.69 16.61 14.08 12.50 10.91 12.12 13.99 7.93%
EY 6.37 6.02 7.10 8.00 9.17 8.25 7.15 -7.40%
DY 3.17 3.12 2.15 2.44 4.78 4.24 3.52 -6.73%
P/NAPS 1.74 1.71 1.57 1.43 1.37 1.53 1.81 -2.59%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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