[PBBANK] QoQ TTM Result on 31-Dec-2022 [#4]

Announcement Date
27-Feb-2023
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2022
Quarter
31-Dec-2022 [#4]
Profit Trend
QoQ- 5.75%
YoY- 8.18%
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TTM Result
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
Revenue 24,929,959 23,952,547 22,662,939 21,426,926 20,222,643 19,531,621 19,479,412 17.85%
PBT 8,992,105 9,112,598 9,039,759 8,831,050 8,116,269 7,595,130 7,367,902 14.18%
Tax -2,213,162 -2,436,519 -2,559,943 -2,661,423 -2,269,069 -1,971,681 -1,774,445 15.85%
NP 6,778,943 6,676,079 6,479,816 6,169,627 5,847,200 5,623,449 5,593,457 13.65%
-
NP to SH 6,747,534 6,636,526 6,434,907 6,119,499 5,786,653 5,557,694 5,525,118 14.23%
-
Tax Rate 24.61% 26.74% 28.32% 30.14% 27.96% 25.96% 24.08% -
Total Cost 18,151,016 17,276,468 16,183,123 15,257,299 14,375,443 13,908,172 13,885,955 19.53%
-
Net Worth 53,210,531 53,303,699 51,308,282 50,178,577 49,213,866 49,097,405 47,990,993 7.11%
Dividend
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
Div 2,717,496 3,493,924 3,299,817 3,299,817 3,823,906 3,047,478 2,950,425 -5.33%
Div Payout % 40.27% 52.65% 51.28% 53.92% 66.08% 54.83% 53.40% -
Equity
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
Net Worth 53,210,531 53,303,699 51,308,282 50,178,577 49,213,866 49,097,405 47,990,993 7.11%
NOSH 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 0.00%
Ratio Analysis
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
NP Margin 27.19% 27.87% 28.59% 28.79% 28.91% 28.79% 28.71% -
ROE 12.68% 12.45% 12.54% 12.20% 11.76% 11.32% 11.51% -
Per Share
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
RPS 128.43 123.40 116.75 110.39 104.18 100.62 100.35 17.86%
EPS 34.76 34.19 33.15 31.53 29.81 28.63 28.46 14.24%
DPS 14.00 18.00 17.00 17.00 19.70 15.70 15.20 -5.33%
NAPS 2.7413 2.7461 2.6433 2.5851 2.5354 2.5294 2.4724 7.11%
Adjusted Per Share Value based on latest NOSH - 19,410,691
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
RPS 128.43 123.40 116.75 110.39 104.18 100.62 100.35 17.86%
EPS 34.76 34.19 33.15 31.53 29.81 28.63 28.46 14.24%
DPS 14.00 18.00 17.00 17.00 19.70 15.70 15.20 -5.33%
NAPS 2.7413 2.7461 2.6433 2.5851 2.5354 2.5294 2.4724 7.11%
Price Multiplier on Financial Quarter End Date
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
Date 29/09/23 30/06/23 31/03/23 30/12/22 30/09/22 30/06/22 31/03/22 -
Price 4.06 3.85 4.00 4.32 4.23 4.37 4.67 -
P/RPS 3.16 3.12 3.43 3.91 4.06 4.34 4.65 -22.68%
P/EPS 11.68 11.26 12.07 13.70 14.19 15.26 16.41 -20.26%
EY 8.56 8.88 8.29 7.30 7.05 6.55 6.10 25.31%
DY 3.45 4.68 4.25 3.94 4.66 3.59 3.25 4.05%
P/NAPS 1.48 1.40 1.51 1.67 1.67 1.73 1.89 -15.03%
Price Multiplier on Announcement Date
30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 CAGR
Date 29/11/23 29/08/23 25/05/23 27/02/23 30/11/22 29/08/22 30/05/22 -
Price 4.24 4.14 3.89 4.15 4.50 4.63 4.59 -
P/RPS 3.30 3.35 3.33 3.76 4.32 4.60 4.57 -19.49%
P/EPS 12.20 12.11 11.73 13.16 15.09 16.17 16.13 -16.97%
EY 8.20 8.26 8.52 7.60 6.62 6.18 6.20 20.46%
DY 3.30 4.35 4.37 4.10 4.38 3.39 3.31 -0.20%
P/NAPS 1.55 1.51 1.47 1.61 1.77 1.83 1.86 -11.43%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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