[PBBANK] QoQ TTM Result on 31-Mar-2023 [#1]

Announcement Date
25-May-2023
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2023
Quarter
31-Mar-2023 [#1]
Profit Trend
QoQ- 5.15%
YoY- 16.47%
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TTM Result
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
Revenue 25,415,010 24,929,959 23,952,547 22,662,939 21,426,926 20,222,643 19,531,621 19.13%
PBT 8,538,788 8,992,105 9,112,598 9,039,759 8,831,050 8,116,269 7,595,130 8.09%
Tax -1,883,775 -2,213,162 -2,436,519 -2,559,943 -2,661,423 -2,269,069 -1,971,681 -2.98%
NP 6,655,013 6,778,943 6,676,079 6,479,816 6,169,627 5,847,200 5,623,449 11.84%
-
NP to SH 6,649,314 6,747,534 6,636,526 6,434,907 6,119,499 5,786,653 5,557,694 12.66%
-
Tax Rate 22.06% 24.61% 26.74% 28.32% 30.14% 27.96% 25.96% -
Total Cost 18,759,997 18,151,016 17,276,468 16,183,123 15,257,299 14,375,443 13,908,172 22.01%
-
Net Worth 54,674,095 53,210,531 53,303,699 51,308,282 50,178,577 49,213,866 49,097,405 7.41%
Dividend
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
Div 3,688,031 2,717,496 3,493,924 3,299,817 3,299,817 3,823,906 3,047,478 13.52%
Div Payout % 55.46% 40.27% 52.65% 51.28% 53.92% 66.08% 54.83% -
Equity
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
Net Worth 54,674,095 53,210,531 53,303,699 51,308,282 50,178,577 49,213,866 49,097,405 7.41%
NOSH 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 0.00%
Ratio Analysis
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
NP Margin 26.19% 27.19% 27.87% 28.59% 28.79% 28.91% 28.79% -
ROE 12.16% 12.68% 12.45% 12.54% 12.20% 11.76% 11.32% -
Per Share
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
RPS 130.93 128.43 123.40 116.75 110.39 104.18 100.62 19.13%
EPS 34.26 34.76 34.19 33.15 31.53 29.81 28.63 12.67%
DPS 19.00 14.00 18.00 17.00 17.00 19.70 15.70 13.52%
NAPS 2.8167 2.7413 2.7461 2.6433 2.5851 2.5354 2.5294 7.41%
Adjusted Per Share Value based on latest NOSH - 19,410,691
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
RPS 130.89 128.39 123.36 116.72 110.35 104.15 100.59 19.13%
EPS 34.25 34.75 34.18 33.14 31.52 29.80 28.62 12.68%
DPS 18.99 14.00 17.99 16.99 16.99 19.69 15.70 13.48%
NAPS 2.8158 2.7405 2.7453 2.6425 2.5843 2.5346 2.5286 7.41%
Price Multiplier on Financial Quarter End Date
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
Date 29/12/23 29/09/23 30/06/23 31/03/23 30/12/22 30/09/22 30/06/22 -
Price 4.29 4.06 3.85 4.00 4.32 4.23 4.37 -
P/RPS 3.28 3.16 3.12 3.43 3.91 4.06 4.34 -16.98%
P/EPS 12.52 11.68 11.26 12.07 13.70 14.19 15.26 -12.32%
EY 7.99 8.56 8.88 8.29 7.30 7.05 6.55 14.12%
DY 4.43 3.45 4.68 4.25 3.94 4.66 3.59 15.00%
P/NAPS 1.52 1.48 1.40 1.51 1.67 1.67 1.73 -8.24%
Price Multiplier on Announcement Date
31/12/23 30/09/23 30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 CAGR
Date 28/02/24 29/11/23 29/08/23 25/05/23 27/02/23 30/11/22 29/08/22 -
Price 4.43 4.24 4.14 3.89 4.15 4.50 4.63 -
P/RPS 3.38 3.30 3.35 3.33 3.76 4.32 4.60 -18.52%
P/EPS 12.93 12.20 12.11 11.73 13.16 15.09 16.17 -13.81%
EY 7.73 8.20 8.26 8.52 7.60 6.62 6.18 16.04%
DY 4.29 3.30 4.35 4.37 4.10 4.38 3.39 16.94%
P/NAPS 1.57 1.55 1.51 1.47 1.61 1.77 1.83 -9.68%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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