AFFIN BANK BERHAD

KLSE (MYR): AFFIN (5185)

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Last Price

2.87

Today's Change

-0.05 (1.71%)

Day's Change

2.87 - 2.95

Trading Volume

2,096,000

Financial

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Last 10 FY Result
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
Revenue 1,998,616 1,985,942 1,985,783 3,297,307 2,241,156 2,264,899 1,931,750 1,920,602 1,560,455 1,324,430 1,802,492 1,819,813 0.97%
PBT 586,112 465,686 518,287 1,549,840 703,854 386,711 676,971 674,996 550,699 599,871 514,409 801,065 -4.71%
Tax -128,532 -96,910 -116,096 -224,653 -123,531 -113,863 -160,880 -147,576 -126,261 -135,740 -132,236 -202,563 -5.99%
NP 457,580 368,776 402,191 1,325,187 580,323 272,848 516,091 527,420 424,438 464,131 382,173 598,502 -4.31%
-
NP to SH 457,580 368,776 402,191 1,300,223 526,934 230,322 487,766 503,086 417,855 464,131 369,269 592,677 -4.21%
-
Tax Rate 21.93% 20.81% 22.40% 14.50% 17.55% 29.44% 23.76% 21.86% 22.93% 22.63% 25.71% 25.29% -
Total Cost 1,541,036 1,617,166 1,583,592 1,972,120 1,660,833 1,992,051 1,415,659 1,393,182 1,136,017 860,299 1,420,319 1,221,311 2.92%
-
Net Worth 11,078,513 11,078,513 10,919,195 10,252,015 9,837,087 9,270,046 9,322,647 8,666,526 7,877,566 6,683,743 8,276,961 7,927,229 3.61%
Dividend
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
Div - 132,969 132,969 658,686 263,870 70,532 138,847 97,158 43,271 161,653 155,241 291,442 -8.34%
Div Payout % - 36.06% 33.06% 50.66% 50.08% 30.62% 28.47% 19.31% 10.36% 34.83% 42.04% 49.17% -
Equity
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
Net Worth 11,078,513 11,078,513 10,919,195 10,252,015 9,837,087 9,270,046 9,322,647 8,666,526 7,877,566 6,683,743 8,276,961 7,927,229 3.61%
NOSH 2,400,486 2,400,486 2,346,488 2,273,889 2,124,062 2,079,791 1,986,020 1,943,167 1,942,948 1,942,948 1,942,948 1,942,948 2.11%
Ratio Analysis
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
NP Margin 22.89% 18.57% 20.25% 40.19% 25.89% 12.05% 26.72% 27.46% 27.20% 35.04% 21.20% 32.89% -
ROE 4.13% 3.33% 3.68% 12.68% 5.36% 2.48% 5.23% 5.80% 5.30% 6.94% 4.46% 7.48% -
Per Share
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
RPS 84.97 84.43 86.02 152.13 106.17 112.39 97.39 98.84 84.39 68.17 92.77 93.66 -0.94%
EPS 19.46 15.68 17.42 59.99 24.96 11.43 24.59 25.89 24.00 27.50 19.01 34.52 -7.31%
DPS 0.00 5.65 5.76 30.39 12.50 3.50 7.00 5.00 2.34 8.32 7.99 15.00 -10.08%
NAPS 4.71 4.71 4.73 4.73 4.66 4.60 4.70 4.46 4.26 3.44 4.26 4.08 1.65%
Adjusted Per Share Value based on latest NOSH - 2,400,486
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
RPS 83.26 82.73 82.72 137.36 93.36 94.35 80.47 80.01 65.01 55.17 75.09 75.81 0.97%
EPS 19.06 15.36 16.75 54.16 21.95 9.59 20.32 20.96 17.41 19.33 15.38 24.69 -4.21%
DPS 0.00 5.54 5.54 27.44 10.99 2.94 5.78 4.05 1.80 6.73 6.47 12.14 -8.34%
NAPS 4.6151 4.6151 4.5487 4.2708 4.098 3.8617 3.8836 3.6103 3.2817 2.7843 3.448 3.3023 3.61%
Price Multiplier on Financial Quarter End Date
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
Date 28/06/24 28/06/24 29/12/23 30/12/22 31/12/21 31/12/20 31/12/19 31/12/18 29/12/17 30/12/16 31/12/15 31/12/14 -
Price 2.49 2.49 2.08 2.03 1.73 1.84 1.90 2.23 2.31 2.39 2.34 2.90 -
P/RPS 2.93 2.95 2.42 1.33 1.63 1.64 1.95 2.26 2.74 3.51 2.52 3.10 -2.71%
P/EPS 12.80 15.88 11.94 3.38 6.93 16.10 7.73 8.61 10.22 10.01 12.31 9.51 2.55%
EY 7.81 6.30 8.38 29.55 14.43 6.21 12.94 11.61 9.78 9.99 8.12 10.52 -2.49%
DY 0.00 2.27 2.77 14.97 7.23 1.90 3.68 2.24 1.01 3.48 3.41 5.17 -6.69%
P/NAPS 0.53 0.53 0.44 0.43 0.37 0.40 0.40 0.50 0.54 0.69 0.55 0.71 -5.17%
Price Multiplier on Announcement Date
AQR T4Q 31/12/23 31/12/22 31/12/21 31/12/20 31/12/19 31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 CAGR
Date 23/08/24 23/08/24 29/02/24 27/02/23 28/02/22 26/02/21 27/02/20 28/02/19 28/02/18 28/02/17 26/02/16 26/02/15 -
Price 3.23 3.23 2.58 2.07 1.77 1.76 1.78 2.32 2.44 2.49 2.15 2.94 -
P/RPS 3.80 3.83 3.00 1.36 1.67 1.57 1.83 2.35 2.89 3.65 2.32 3.14 -0.50%
P/EPS 16.60 20.60 14.81 3.45 7.09 15.40 7.24 8.96 10.80 10.42 11.31 9.64 4.88%
EY 6.02 4.85 6.75 28.98 14.10 6.49 13.81 11.16 9.26 9.59 8.84 10.38 -4.66%
DY 0.00 1.75 2.23 14.68 7.06 1.99 3.93 2.16 0.96 3.34 3.72 5.10 -8.77%
P/NAPS 0.69 0.69 0.55 0.44 0.38 0.38 0.38 0.52 0.57 0.72 0.50 0.72 -2.94%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

Discussions
4 people like this. Showing 50 of 4,054 comments

LubeTrader

Plantermen, I understand your explanation. I just that I couldn't accept the self-inflicted damage to the good reputation of the bank. I can't tolerate people labeling it as a 'pump & dump' counter. It's just not.

1 month ago

LubeTrader

Bursino, don't forget to also pray hard no more surprises. Just smooth sailing all the way.

1 month ago

Plantermen

Me too are puzzled why certain individual label it " pump & dump". Reminds me of YTLP in their early bull run { a few individuals keep asking people to sell and dump the shares } from the 2.10.... right to 2.50.....3.50.....4.00..... Now the price is 4. 35 { even after the pull back}

1 month ago

Bursino

Ditto @LubeTrader and thank you.
Digress from Affin
Artificial Intelligence will be the next big thing in Sarawak. Abundant natural resources and political stability. No earth quakes. Cheap Environmental Friendly Electricity ✔ Clean crystal clear water ✔ Vast tracts of land ( which can be cheap). Already in motion to groom talents - top scholars from Malaya are welcome to pursue their tertiary education in Sarawak FOC. UEC recognised. In fact there should be no worries on talents (unlike in Malaya) because Sarawak controls its immigration. Import from China and the whole ecosystem will be inundated with Engineers. Customs and Culture sensitivities are not an issue, can designate free zones like Dubai. I don't know, but I am invested in some Hornbill companies to preserve and growth wealth for the next 2 generations. 😁

1 month ago

Plantermen

Just to add on Sarawak State is the largest producer of natural gas in Malaysia. Previously sale of natural gas is channel directly under Petronas but now the distribution of natural gas is reverted back to the Sarawak State government under the purview of Petros { the gas aggregrator for the state licensing, distribution and retail} 13 multi national companies have received their licence from Petros. Another 3 more applications is still pending.

1 month ago

LubeTrader

Buyers are super confident, defying the strong sell call.

1 month ago

edithcapital

LTAT selling shares to Sarawak now

1 month ago

LubeTrader

Why is it done on the open market? Not direct transaction at fixed price? Between 11.20 to 11.22am just now, I noticed several blocks of 500k units changed hands.

1 month ago

Jonathan Keung

LTAT sold 4.95% to Sarawak state. Additional 20% comes likely from thier Boustead own shares portfolio. Abang Johari wants 30% stake in Affin. Strong possibility he collecting from the open market

1 month ago

edithcapital

LubeTrader, it's not done in the open market, 20 transactions of 5k lots transacted using otc

1 month ago

Plantermen

Just wait for the official acqusition announcements from Abang Johari. Sarawak and Sabah asking the 35%quota in Parliament. Currently they holds arounds 26 %

1 month ago

ZenSen

What will be the likely acquisition price?

1 month ago

Plantermen

Million dollar question.?

1 month ago

ScotFree

Wahh! Huat ka siao

4 weeks ago

edithcapital

😀

4 weeks ago

LubeTrader

Rally cooling off. Now begins the period of waiting for the signing of the purchase agreement.

4 weeks ago

Jason Lee Chinhan

Deep dive again tomorrow. Red Sea all the ways. 😂

4 weeks ago

Bursino

You good-lah. You can know what is going to happen tomorrow. You should have let us know earlier. Now cannot do anything-lah.

4 weeks ago

Jason Lee Chinhan

It's too late should have run when green green day 😂

4 weeks ago

Jonathan Keung

Market overall showing weakness chart wise showing price consolidation

3 weeks ago

Bursino

I am convince Bursa has peaked. I am putting in motion, actions to mitigate events that in the likelihood will bring about unfortunate consequences.

3 weeks ago

Bursino

it takes a ความมหัศจรรย์ (kwarm mahat satjan) to breach 1700 by end year as touted by the optimists.

3 weeks ago

Plantermen

Affin closed at the day low 3.10/3.11

3 weeks ago

Jason Lee Chinhan

It will get lowered. Better switch to CIMB which more stable day day green green.

3 weeks ago

Jonathan Keung

Strong pick up on Friday. Hopefully can sustain the price upward momentum

3 weeks ago

Jonathan Keung

Sustain buying across all 9 banking stocks. The big 4 { MBB+30, CIMB +33 , PB+25 & HLB+55 } all traded higher today. RHB ,Affin, ABMB , Ambank all play catching up.

3 weeks ago

Plantermen

JP morgan and Goldman sachs { Both the 2 iconic US heavyweights IB } have upgraded Malaysia equity market after 6 long years. This has attracted inflows & a relook in our local market scene

3 weeks ago

turbochart

I'm sorry. I quit already 😁. Today small gain 700 only

3 weeks ago

Jonathan Keung

Road block at 3.30

3 weeks ago

turbochart

Ppl angry I happy 😂
Ppl hungry I worry 😜

3 weeks ago

turbochart

Ppl turun interest Malaysia Naik interest😀

3 weeks ago

LubeTrader

Too many retail buyers playing contra. Buy solely for capital gain then spread false info hoping for price to drop to buy in again, bragging at each successive cycle.

3 weeks ago

Plantermen

Market is open. We have day or flip players, short term and long term. Warren Buffet says buy the shares is liking buying the business. Let it grow

3 weeks ago

Plantermen

The 3 mid tier bank's listed share price on Bursa. Affin at $3.33, Ambank $ 5.01 and Alliance bank at $4.46. In terms of bank assets, network, EPS or loan growth. Affin is quite close to their peer. But when come to share pricing. Affin as a group is a poor cousin vs it's peer. Not a buy call just my own view looking at the statistics

3 weeks ago

Bursino

Noted. Confidence deficit. A new owner and management can help mitigate long held stigma attached. Continue to hold.

3 weeks ago

Jonathan Keung

Today Affin bank $3.40 +7 Ambank $5.17 + 16, ABMB $4.47 +1. Still lots to catch up

3 weeks ago

ScotFree

Huat Ah!!! Hehehe

3 weeks ago

Jonathan Keung

Not a good day for Affin. Traded today low at 3.17 despite their Qtr marginal result announcement

2 weeks ago

Plantermen

Affin share price has underperformed vs it's peer {despite the strong undertone sentiment in banking stocks} the lack lustre result in Affin qtr announcement is not helping either.

1 week ago

LubeTrader

It's actually good to be out of the spotlight.

6 days ago

Bursino

So buy?

6 days ago

aklobi

What's happening in Affin is just pure speculation and the stock will eventually tank

6 days ago

LubeTrader

Certainly looks like it will return to the price range before the hoo-haa. Ruined its reputation in the process. Many are ruing not offloading their holdings when price was at its peak because for a bank stock like Affin, opportunity like this may never come again perhaps not in the short-term.

5 days ago

Jonathan Keung

Not looking good for Affin. Key support 3.00 breach

5 days ago

Bursino

It all depends on the time horizon. Still a safe bet for a specu-vestor. Affin Bank will grow and recover for sure. Unlike many other counters which will never recover after a crash.

5 days ago

turbochart

Sarawak takeover @ 5?😃

3 days ago

mf

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3 days ago

beluga

I think Sarawak is likely to pay a fair premium to takeover Affin. Sarawak 's revenue for 2024 is expected to surpass last year's RM13.1 billion .

https://klse.i3investor.com/web/blog/detail/LTATneedToSellAffinBank/2024-02-21-story-h-188299947-SARAWAK_should_pay_a_premium_to_own_AFFIN_Bank

2 days ago

ZenSen

Wat happened ohh?

8 hours ago

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