PETALING JAYA: Many seniors who continue to work past the retirement age say pride and a sense of financial security is what keeps them motivated.

Cherlyn Kong, 62, said she started her home-based baking business a decade ago as it was her passion, and she feels that the business keeps her occupied and fulfilled.

“Initially it was just a passion and eventually I found a niche in food art. That motivated me to start taking orders,” she said.

She said that she worked in the logistic industry for 20 years before quitting to work on her own business.

“I enjoy having more free time to carry out chores at my own pace now, but ... the income is not stable.

“However, on average, my income can still cover my expenses, with some good months to cover the shortage,” she said.

A contractor who wanted to be known only as Mervin, 63, said he had no intentions to stop working despite his family and peers telling him to take things slow.

“I began in this line of work about 30 years ago and have no plans to stop.

“The income also helps me sustain my lifestyle and continue contributing to the family where possible.

“I will continue to work at least for the next five years until I pass it on to my business partner to continue,” he said.

For Christine Ong, 54, her decision to opt for early retirement three years prior was due to a demanding work environment, but she has not looked back since. 

“In exchange for a substantial salary, a lavish lifestyle, and medical benefits, I’ve gained peace of mind, flexibility, time with family, and better health – while doing what I love,” said Christine, who worked as a business account lead for three decades.

She said she started her own business two years ago selling handmade crochet creations and unique crafted cashew sugee cakes.

“My business – CO's Pet Project – started as a hobby. I began crocheting for its therapeutic benefits as we age – it even helped heal my frozen shoulder.

“Before long, I was crafting larger pieces as gifts for loved ones.

“I feel fulfilled because I can pursue my passions while earning some pocket money. It's truly the best job ever, allowing me the flexibility to work from home,” she said.

Christine added that she plans to keep working past the retirement age as it gives her purpose and helps her lead a fulfilling life.

“I’m content with earning enough to cover our monthly fixed bills and expenses – necessary adjustment for any retiree.

“For many of us aged 55-65, securing a stable income is vital to stretch our EPF funds throughout our retirement years,” she said.

She said it was important for her to have enough funds to prepare for the inevitable health issues that come with age, as well as for the rising cost of living.

She is also optimistic that her small business is sufficient to sustain both her and her family financially in the years ahead.

Meanwhile, Rosaline Ong, who is in her 70s, has been selling ready-to-cook pastes and marinades at The Taman Tun Dr Ismail (TTDI) market for the past three decades. 

She said she is able to continue working at her age as she takes good care of her health.

"I do not have any health issues and I control my food intake. I'm happy to be healthy so that I can continue working," she said.

She said that she worked in the private sector for 10 years before her family set up the business 30 years ago.

"I’ve been working here ever since.

“I’m here every day by 7.30am after I deliver some food items and we close at 2pm. The business keeps me moving,” she said.

Soya drink seller Jenny Hong, 72, said she has been operating her family business for the last five decades. 

“I don’t think we have any major challenges in the business. It keeps me busy and I’m happy that I’m healthy to still be working,” she said.

She said she takes turns to work at the TTDI market with her son.

https://www.thestar.com.my/news/nation/2024/10/04/why-some-retirees-have-to-keep-on-working