星洲日報／投資致富‧企業故事
了解通膨 对抗通膨
通货膨胀是指商品与服务价格普遍上涨。当需求量超过商品供应量，或者生产成本上涨都会造成通货膨胀。
通膨的两大导因是（1）需求拉动型，与（2）成本推动型。
1、需求拉动型
当经济成长维持在健康水平上，生产力与收入工资提高，这提高了消费者的购买力并提升他们的消费习惯。这允许消费者透过贷款来购买大型资产，例如房屋和车辆。
2、成本推动型
成本推动型的通膨是指因生产成本上涨及资源短缺而造成的整体价格上涨。
通膨如何影响我们？
通膨会影响消费者购买商品的方式以及债务的价值。通膨对消费者的一些影响如下：1、价格上涨会削弱消费者的购买能力。
举例，在1970年代，消费者用2令吉可以买到4杯咖啡。到了1990年代，同样的价格只能买到2杯咖啡。而如今，一杯咖啡就要2令吉了。
https://www.sinchew.com.my/20220516/了解通膨-对抗通膨/
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