[PBBANK] QoQ Quarter Result on 30-Jun-2021 [#2]

Announcement Date
27-Aug-2021
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2021
Quarter
30-Jun-2021 [#2]
Profit Trend
QoQ- -9.52%
YoY- 38.18%
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Quarter Result
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
Revenue 4,887,224 4,858,627 4,812,084 4,921,477 5,030,314 4,916,764 5,132,825 -3.21%
PBT 2,000,274 1,806,161 1,766,066 1,795,401 1,998,947 1,474,720 1,802,825 7.18%
Tax -587,458 -407,577 -385,568 -393,842 -449,711 -309,345 -389,482 31.55%
NP 1,412,816 1,398,584 1,380,498 1,401,559 1,549,236 1,165,375 1,413,343 -0.02%
-
NP to SH 1,398,555 1,380,831 1,361,352 1,384,380 1,529,968 1,147,959 1,392,832 0.27%
-
Tax Rate 29.37% 22.57% 21.83% 21.94% 22.50% 20.98% 21.60% -
Total Cost 3,474,408 3,460,043 3,431,586 3,519,918 3,481,078 3,751,389 3,719,482 -4.44%
-
Net Worth 47,990,993 48,161,807 46,991,345 47,286,386 45,801,469 47,247,563 46,081,370 2.74%
Dividend
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
Div - 1,494,623 - 1,455,801 - 2,523,389 - -
Div Payout % - 108.24% - 105.16% - 219.82% - -
Equity
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
Net Worth 47,990,993 48,161,807 46,991,345 47,286,386 45,801,469 47,247,563 46,081,370 2.74%
NOSH 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 3,882,138 3,882,138 192.68%
Ratio Analysis
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
NP Margin 28.91% 28.79% 28.69% 28.48% 30.80% 23.70% 27.54% -
ROE 2.91% 2.87% 2.90% 2.93% 3.34% 2.43% 3.02% -
Per Share
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
RPS 25.18 25.03 24.79 25.35 25.92 25.33 132.22 -66.93%
EPS 7.21 7.11 7.01 7.13 7.88 5.91 35.88 -65.72%
DPS 0.00 7.70 0.00 7.50 0.00 13.00 0.00 -
NAPS 2.4724 2.4812 2.4209 2.4361 2.3596 2.4341 11.8701 -64.89%
Adjusted Per Share Value based on latest NOSH - 19,410,691
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
RPS 25.18 25.03 24.79 25.35 25.92 25.33 26.44 -3.20%
EPS 7.21 7.11 7.01 7.13 7.88 5.91 7.18 0.27%
DPS 0.00 7.70 0.00 7.50 0.00 13.00 0.00 -
NAPS 2.4724 2.4812 2.4209 2.4361 2.3596 2.4341 2.374 2.74%
Price Multiplier on Financial Quarter End Date
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
Date 31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 -
Price 4.67 4.16 4.07 4.11 4.20 20.60 15.70 -
P/RPS 18.55 16.62 16.42 16.21 16.21 81.33 11.87 34.70%
P/EPS 64.82 58.48 58.03 57.63 53.29 348.32 43.76 29.97%
EY 1.54 1.71 1.72 1.74 1.88 0.29 2.29 -23.26%
DY 0.00 1.85 0.00 1.82 0.00 0.63 0.00 -
P/NAPS 1.89 1.68 1.68 1.69 1.78 8.46 1.32 27.06%
Price Multiplier on Announcement Date
31/03/22 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 CAGR
Date 30/05/22 25/02/22 29/11/21 27/08/21 11/05/21 25/02/21 27/11/20 -
Price 4.59 4.38 3.96 4.18 4.10 4.17 18.60 -
P/RPS 18.23 17.50 15.97 16.49 15.82 16.46 14.07 18.86%
P/EPS 63.71 61.57 56.46 58.61 52.02 70.51 51.84 14.74%
EY 1.57 1.62 1.77 1.71 1.92 1.42 1.93 -12.86%
DY 0.00 1.76 0.00 1.79 0.00 3.12 0.00 -
P/NAPS 1.86 1.77 1.64 1.72 1.74 1.71 1.57 11.97%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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