[PBBANK] QoQ Quarter Result on 31-Mar-2021 [#1]

Announcement Date
11-May-2021
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2021
Quarter
31-Mar-2021 [#1]
Profit Trend
QoQ- 33.28%
YoY- 15.12%
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Quarter Result
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
Revenue 4,858,627 4,812,084 4,921,477 5,030,314 4,916,764 5,132,825 4,739,165 1.66%
PBT 1,806,161 1,766,066 1,795,401 1,998,947 1,474,720 1,802,825 1,280,371 25.70%
Tax -407,577 -385,568 -393,842 -449,711 -309,345 -389,482 -268,763 31.89%
NP 1,398,584 1,380,498 1,401,559 1,549,236 1,165,375 1,413,343 1,011,608 24.03%
-
NP to SH 1,380,831 1,361,352 1,384,380 1,529,968 1,147,959 1,392,832 1,001,835 23.77%
-
Tax Rate 22.57% 21.83% 21.94% 22.50% 20.98% 21.60% 20.99% -
Total Cost 3,460,043 3,431,586 3,519,918 3,481,078 3,751,389 3,719,482 3,727,557 -4.83%
-
Net Worth 48,161,807 46,991,345 47,286,386 45,801,469 47,247,563 46,081,370 44,698,551 5.08%
Dividend
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
Div 1,494,623 - 1,455,801 - 2,523,389 - - -
Div Payout % 108.24% - 105.16% - 219.82% - - -
Equity
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
Net Worth 48,161,807 46,991,345 47,286,386 45,801,469 47,247,563 46,081,370 44,698,551 5.08%
NOSH 19,410,691 19,410,691 19,410,691 19,410,691 3,882,138 3,882,138 3,882,138 191.54%
Ratio Analysis
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
NP Margin 28.79% 28.69% 28.48% 30.80% 23.70% 27.54% 21.35% -
ROE 2.87% 2.90% 2.93% 3.34% 2.43% 3.02% 2.24% -
Per Share
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
RPS 25.03 24.79 25.35 25.92 25.33 132.22 122.08 -65.12%
EPS 7.11 7.01 7.13 7.88 5.91 35.88 25.81 -57.56%
DPS 7.70 0.00 7.50 0.00 13.00 0.00 0.00 -
NAPS 2.4812 2.4209 2.4361 2.3596 2.4341 11.8701 11.5139 -63.95%
Adjusted Per Share Value based on latest NOSH - 19,410,691
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
RPS 25.02 24.78 25.35 25.91 25.32 26.44 24.41 1.65%
EPS 7.11 7.01 7.13 7.88 5.91 7.17 5.16 23.75%
DPS 7.70 0.00 7.50 0.00 13.00 0.00 0.00 -
NAPS 2.4804 2.4202 2.4354 2.3589 2.4334 2.3733 2.3021 5.08%
Price Multiplier on Financial Quarter End Date
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
Date 31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 -
Price 4.16 4.07 4.11 4.20 20.60 15.70 16.50 -
P/RPS 16.62 16.42 16.21 16.21 81.33 11.87 13.52 14.71%
P/EPS 58.48 58.03 57.63 53.29 348.32 43.76 63.94 -5.76%
EY 1.71 1.72 1.74 1.88 0.29 2.29 1.56 6.29%
DY 1.85 0.00 1.82 0.00 0.63 0.00 0.00 -
P/NAPS 1.68 1.68 1.69 1.78 8.46 1.32 1.43 11.30%
Price Multiplier on Announcement Date
31/12/21 30/09/21 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 CAGR
Date 25/02/22 29/11/21 27/08/21 11/05/21 25/02/21 27/11/20 28/08/20 -
Price 4.38 3.96 4.18 4.10 4.17 18.60 16.42 -
P/RPS 17.50 15.97 16.49 15.82 16.46 14.07 13.45 19.12%
P/EPS 61.57 56.46 58.61 52.02 70.51 51.84 63.63 -2.16%
EY 1.62 1.77 1.71 1.92 1.42 1.93 1.57 2.10%
DY 1.76 0.00 1.79 0.00 3.12 0.00 0.00 -
P/NAPS 1.77 1.64 1.72 1.74 1.71 1.57 1.43 15.23%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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