[PBBANK] QoQ Quarter Result on 30-Sep-2020 [#3]

Announcement Date
27-Nov-2020
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2020
Quarter
30-Sep-2020 [#3]
Profit Trend
QoQ- 39.03%
YoY- 2.21%
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Quarter Result
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
Revenue 4,921,477 5,030,314 4,916,764 5,132,825 4,739,165 5,515,180 5,674,124 -9.05%
PBT 1,795,401 1,998,947 1,474,720 1,802,825 1,280,371 1,727,147 1,822,493 -0.99%
Tax -393,842 -449,711 -309,345 -389,482 -268,763 -385,213 -402,269 -1.40%
NP 1,401,559 1,549,236 1,165,375 1,413,343 1,011,608 1,341,934 1,420,224 -0.87%
-
NP to SH 1,384,380 1,529,968 1,147,959 1,392,832 1,001,835 1,329,076 1,405,867 -1.02%
-
Tax Rate 21.94% 22.50% 20.98% 21.60% 20.99% 22.30% 22.07% -
Total Cost 3,519,918 3,481,078 3,751,389 3,719,482 3,727,557 4,173,246 4,253,900 -11.87%
-
Net Worth 47,286,386 45,801,469 47,247,563 46,081,370 44,698,551 43,266,818 43,594,471 5.57%
Dividend
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
Div 1,455,801 - 2,523,389 - - - 1,552,855 -4.21%
Div Payout % 105.16% - 219.82% - - - 110.46% -
Equity
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
Net Worth 47,286,386 45,801,469 47,247,563 46,081,370 44,698,551 43,266,818 43,594,471 5.57%
NOSH 19,410,691 19,410,691 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 192.68%
Ratio Analysis
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
NP Margin 28.48% 30.80% 23.70% 27.54% 21.35% 24.33% 25.03% -
ROE 2.93% 3.34% 2.43% 3.02% 2.24% 3.07% 3.22% -
Per Share
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
RPS 25.35 25.92 25.33 132.22 122.08 142.07 146.16 -68.93%
EPS 7.13 7.88 5.91 35.88 25.81 34.24 36.21 -66.18%
DPS 7.50 0.00 13.00 0.00 0.00 0.00 40.00 -67.27%
NAPS 2.4361 2.3596 2.4341 11.8701 11.5139 11.1451 11.2295 -63.92%
Adjusted Per Share Value based on latest NOSH - 3,882,138
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
RPS 25.35 25.92 25.33 26.44 24.42 28.41 29.23 -9.06%
EPS 7.13 7.88 5.91 7.18 5.16 6.85 7.24 -1.01%
DPS 7.50 0.00 13.00 0.00 0.00 0.00 8.00 -4.21%
NAPS 2.4361 2.3596 2.4341 2.374 2.3028 2.229 2.2459 5.57%
Price Multiplier on Financial Quarter End Date
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
Date 30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 -
Price 4.11 4.20 20.60 15.70 16.50 15.90 19.44 -
P/RPS 16.21 16.21 81.33 11.87 13.52 11.19 13.30 14.11%
P/EPS 57.63 53.29 348.32 43.76 63.94 46.44 53.68 4.85%
EY 1.74 1.88 0.29 2.29 1.56 2.15 1.86 -4.35%
DY 1.82 0.00 0.63 0.00 0.00 0.00 2.06 -7.93%
P/NAPS 1.69 1.78 8.46 1.32 1.43 1.43 1.73 -1.54%
Price Multiplier on Announcement Date
30/06/21 31/03/21 31/12/20 30/09/20 30/06/20 31/03/20 31/12/19 CAGR
Date 27/08/21 11/05/21 25/02/21 27/11/20 28/08/20 22/05/20 26/02/20 -
Price 4.18 4.10 4.17 18.60 16.42 15.26 17.48 -
P/RPS 16.49 15.82 16.46 14.07 13.45 10.74 11.96 23.90%
P/EPS 58.61 52.02 70.51 51.84 63.63 44.57 48.27 13.82%
EY 1.71 1.92 1.42 1.93 1.57 2.24 2.07 -11.96%
DY 1.79 0.00 3.12 0.00 0.00 0.00 2.29 -15.15%
P/NAPS 1.72 1.74 1.71 1.57 1.43 1.37 1.56 6.73%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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