Posted by klee > 1 month ago | Report Abuse

Pbbank Roe is 12% currently,assuming this rate is maintained ,how much will be it's profit in 5 yrs time?The spore ocbc,uob ,db's banks will sapu all the teh family block if Bnm OK them.

Posted by klee > 1 month ago | Report Abuse

Rm 10 bil is only sgd 3 bil plus.Small change for Dbs

Posted by cheeseburger > 1 month ago | Report Abuse

@chamlo you shall understand this is not THP children wants to enjoy life, this is related to Bank ownership grandfathering rule where it is now changed where individuals cannot owning more than 10% of shares in a financial institution after June 30, 2013

Posted by chamlo > 1 month ago | Report Abuse

Restricted shares sale offer discount like LPI purchase at RM 9.8 meaning offer price RM 3.5?

Posted by Shines > 1 month ago | Report Abuse

After trading open, drop. After shares dropped now good points coming in. As long term investors, just watch the show and if capable collect some shares, wont get this type of opportunity always, as it comes only once in a blue moon, just need to hold longer term than long term.

Posted by Spy133 > 1 month ago | Report Abuse

Shines 👍👍👍👍👍👍

Posted by wssvin > 1 month ago | Report Abuse

in dilemma whether to buy more or sell partially of my stks

Posted by lawkaw > 1 month ago | Report Abuse

@hng33
hey friend, you are among the smartest guy iq 100 👍👍👍

Posted by klee > 1 month ago | Report Abuse

30% discount over a giant blue chip premier bank? in your dreams maybe....if one can get even 5 % discount then can pop champagne ady
those comparing pbbank to LPI must hv taken wrong medicine...pbbank annual net profit is rm 6.6 bil last yr whereas LPi was Rm 300 mil only
Really LOL.

Posted by martinchew > 1 month ago | Report Abuse

An individual can hold more than 10%, so what about 4 individuals holding less than 10% each? Is that a simple calculation?

Posted by chamlo > 1 month ago | Report Abuse

PBB belong to Teh Hong Piow not his 4 children.

Posted by hw0706 > 1 month ago | Report Abuse

share overhang issue will be there....the downward just started and also the competition from the surrounding and the digital bank

Posted by zeeyong82 > 1 month ago | Report Abuse

今天趁得空想聊聊大众银行，相信大家都知道大众银行在星期五股价大跌的消息。

我有去深入了解了一下，主要原因是因为郑氏家族星期四时表态会减持股权至10%，以遵守金融与服务法令（个人持有金融股不能超过10%）。股民们瞬间就想到有大约 13.4% 的股票会被抛向市场，恐惧加上情绪化，在短短十多个小时内（包括睡觉时间）根本无法理性思考和研究，第二天开市就着急卖了，一看到跌那么多，一些本来观望的人也着急一起跟着卖了，从而造成大众银行股价在星期五那天大跌 5.7%，这个跌幅比八月头的小型股灾跌多了一倍（八月头小型股灾那天才跌了 3.5%)。

可是大多数人都忽略了其实这项减持计划是用五年的时间分阶段进行，不是说突然间就把那 13.4% 的股票丢去市场。再加上除了在公开市场卖，郑家还会私底下卖给符合资格的大股东，公司高管和公司员工，甚至可以私底下卖给 kwsp/ asnb / khazanah 或多位隐形富豪，甚至可以以股代息，每年用股票来替代成部分股息分给各位股东（没有多印股票，所以这样做每股净利也没有被稀薄）。真正卖到市场上的票可能不到一半，算下来每个月也只会卖 1500-2000 万股，根据大众银行过去五年每月平均交易量 3 亿 1000 万股，这每月 1500-2000 万股的抛售额根本就不值一提，不会对市场构成压力。

经过了这两天的冷静期，相信大部分股民都会慢慢恢复理智，逐渐看到这场危机中的机会，毕竟比起已经起了那么多的 maybank / cimb / hong leong bank / rhb bank / ambank，大众银行目前的股价可以说是已经严重低估了，星期一大众银行的股票应该会来个大反弹了。

欢迎大家理性讨论😊

Posted by Spy133 > 1 month ago | Report Abuse

MBB and PBB are not small companies! If any one of this crash the whole financial institution will collapse. Advantage has been take by funds. What happened when AMB had a similar problem in March? Nothing! Recovered in 3 weeks. When foreign funds flow in which counter do they first attack? PBB! Why? Go ask them and don’t crack my brains.🥲🥲🥲😭😭😭

Posted by Spy133 > 1 month ago | Report Abuse

Zee write in English as we can all read! We are not in Mongolia!

Posted by Spy133 > 1 month ago | Report Abuse

Please don’t ask me to google translate! Too busy!

Posted by zeeyong82 > 1 month ago | Report Abuse

Today, I’d like to take some time to talk about Public Bank. I believe everyone is aware of the significant drop in its stock price on Friday.

I looked into it further, and the main reason was the Cheng family's announcement on Thursday that they would reduce their shareholding to 10% to comply with financial and service regulations (individuals cannot hold more than 10% of financial stocks). This immediately made investors think that about 13.4% of the shares would flood the market. Fear and emotion took over, and in just a few hours (including sleeping time), rational thinking and research were nearly impossible. The next day, investors rushed to sell, and seeing such a steep decline, even those who were initially hesitant joined in. As a result, Public Bank's stock plummeted by 5.7% on Friday, which is double the decline during the small stock market crash at the beginning of August (which saw a drop of only 3.5%).

However, most people overlooked that this reduction plan is to be carried out in phases over five years, meaning they won’t suddenly flood the market with 13.4% of the shares. Additionally, besides selling on the open market, the Cheng family will privately sell to qualified major shareholders, company executives, and employees. They could even sell to KWSP, ASNB, Khazanah, or various invisible wealthy individuals. They might also consider using shares as dividends, distributing part of the dividends in stock instead of cash (which means no new shares are printed, so the earnings per share won't be diluted). The actual shares sold in the market might be less than half, amounting to only 15-20 million shares per month. Given Public Bank's average monthly trading volume of 310 million shares over the past five years, this selling volume is negligible and won’t pressure the market.

After these two days of cooling off, I believe most investors will gradually regain their rationality and begin to see opportunities in this crisis. After all, compared to the significant rises in Maybank, CIMB, Hong Leong Bank, RHB Bank, and AmBank, Public Bank's current stock price is severely undervalued. I expect a substantial rebound in Public Bank’s stock on Monday.

Welcome to discuss😊

(I use chatgpt to translate for you)

Posted by Spy133 > 1 month ago | Report Abuse

Thanks Brother 🙏🏼🙏🏼🙏🏼

Posted by SCGCSLSRW > 1 month ago | Report Abuse

Thanks zeeyong82 for sharing your thoughts...

Posted by Spy133 > 1 month ago | Report Abuse

Nothing is going to happen! This is dirty game! I have been keeping tract of PBB for the last 35 years! Simple as ABC those who sell will cry and those who keep and buy now will LAUGH! You cannot compare PBB with any other stock because it’s a JEWEL of itself. Mark my words it will rebound in 2 weeks. Also note that the management is also noticing its developments and public opinion and mark my words they will come out with an unexpected DIVIDEND in February. So don’t be emotional and judgmental! Have thrust and faithfulness becomes this is a conservative and old Chinamans counter. In short, they will never go wrong because they have never. Just minor ups and downs!🙏🏼🙏🏼🙏🏼

Posted by Najib Zamry > 1 month ago | Report Abuse

Last Friday’s Big drop giving another good opportunity For us to accumulate good fundamental stock at discounted price. Public bank’ s ROE is the highest among the bank. I am very sure that WHO has boughtbthe stock last Friday Will laugh all the way to the bank in a month time. Mark my words

Posted by nayinvest > 1 month ago | Report Abuse

Seeing the ‘big drop’ in its price last Friday, I was attracted to collect. Hope it was a good decision.

Posted by chamlo > 1 month ago | Report Abuse

2024-10-11

Insider

EMPLOYEES PROVIDENT FUND BOARD (a substantial shareholder) disposed 2,377,700 shares on 08-Oct-2024.

Posted by chamlo > 1 month ago | Report Abuse

Friday drop EPF behind selling?

Posted by chamlo > 1 month ago | Report Abuse

EPF prefer to buy THP children discounted share?

Posted by Shines > 1 month ago | Report Abuse

Who is buying? Why so silly, no buyer how to sell, just think.

Posted by Ruben3636 > 1 month ago | Report Abuse

Banks like PBB are very well managed. This actually is a golden opportunity for those who intends to buy in the dip as the general market will overcome current negative perception and look back at earnings..best time to collect for long term big gains.

Posted by Spy133 > 1 month ago | Report Abuse

Shines sorry to correct you, but you will be surprised as you see thousands flock to buy from tomorrow onwards. This is a game and you have to understand its rules. You may be a newcomer but note the still goes on. Let it drop a little more and than you observe. Funds are like hawks and watch them coming in slowly but surely.

Posted by Spy133 > 1 month ago | Report Abuse

Nobody is silly except those who sell now!🙏🏼

Posted by Spy133 > 1 month ago | Report Abuse

No one can predict a new low! But lm putting my prise at 4.30 tomorrow and try my luck. Let’s see what happens at the opening? Interesting!

Posted by Willtolive > 1 month ago | Report Abuse

You should wait for price to go below 4

Posted by Spy133 > 11 hours ago | Report Abuse

Nothing is going to happen! This is dirty game! I have been keeping tract of PBB for the last 35 years!

Posted by Shines > 1 month ago | Report Abuse

What I mean is can keep on buying, dont be fooled by the panic dropped. We dont know when is the lowest, buy abit at a time according to your means.

Posted by pang72 > 1 month ago | Report Abuse

Guru say->跌了是捡便宜，涨了是眼光独到，赔了是市场问题。

Posted by martinchew > 1 month ago | Report Abuse

I guess a lot out there believe PBB is a junk stock. Wait for the price drop further.

Posted by martinchew > 1 month ago | Report Abuse

Everybody is focusing on the sell-off, who was the bought, don't tell me retail investors.

Posted by Willtolive > 1 month ago | Report Abuse

Family plan to sell 520.5762 million shares per year for 5 years, average 10 million shares per week to pare down from 23% to 10%

Posted by i3gambler > 1 month ago | Report Abuse

They will sell by way of restricted offer for sale to directors, employees and loyal shareholders.
How to determine who are the loyal shareholders?
I would say, all shareholders will get the discounted shares.
Then the question is why do we think that those who get the discounted shares will sell it immediately?
Why can't they keep it for long term investment?

Posted by klee > 1 month ago | Report Abuse

2.6 billions shares=2600000000 units
every sen drop = 26 mils less
the junior tehs are more eager to see price rise than drop
only the kindy boys think the tehs will sell now,they hv 5 yrs mind you
with roe = 12,in 5 yrs pbbank profit will be more than RM10 bil annually
price with rise accordingly

Posted by klee > 1 month ago | Report Abuse

sales will be done in blocks of hundreds of mil shares to big boys,not you bilis 2
you worry what...LOL

Posted by Shines > 1 month ago | Report Abuse

I dont think so sakes will be en-block.

Posted by StarOfTheBull > 1 month ago | Report Abuse

PBB share price is now much cheaper compared to other banks.

Posted by Willtolive > 1 month ago | Report Abuse

spy133, maybe yes or no

let's see how in 2 weeks

Posted by Willtolive > 1 month ago | Report Abuse

buy and hold with money you dont need for 1 year

Posted by chamlo > 1 month ago | Report Abuse

Because they need to keep money to buy discounted share once it is sold in the market. Just like ESOS not FOC.

i3gambler

They will sell by way of restricted offer for sale to directors, employees and loyal shareholders.
How to determine who are the loyal shareholders?
I would say, all shareholders will get the discounted shares.
Then the question is why do we think that those who get the discounted shares will sell it immediately?
Why can't they keep it for long term investment?


4 hours ago

Posted by Kevin Tam > 1 month ago | Report Abuse

SPY 133 really in share market for 30 years n holding PBB for 30 years? Your comment doesn't make sense due to few points. Since 2012-2013, Public Bank profit level started to grow slow, too conservative by the top management make it harder to compete with Maybank, Cimb n those larger banks like OCBC n so on. PBB fall into category of slow growth or stagnant blue chips since 5-7years ago. Selling PBB for uncertainty in next 3-4 years is nothing wrong..

Posted by klee > 1 month ago | Report Abuse

oh ya ,pbbank's roe of 11.99 is lower than cimb's 10.8 or maybank's 10.26?
somebody better go check eyes before posting in i3 ya

Posted by klee > 1 month ago | Report Abuse

Tahu what is ROE or not? Go google.

Posted by klee > 1 month ago | Report Abuse

and at the end of 5 yrs,if the junior tehs still hv balance of 0.2 bil to dispose......just apply for extension....BIASA IN BOLEHLAND

Posted by klee > 1 month ago | Report Abuse

all in all...just a storm in a teacup

Posted by Endgame > 1 month ago | Report Abuse

Oversea banks, Singapore banks, local banks, local and overseas institutions funds all keen to take the Consolidated Teh shares above the 10% which must release in 5 years. All willing to pay premium price to get that portion of shares. If Teh Consolidated willing to release to the open market, a lot of them willing to take it.
First thing the shares will restricted to give employees. The major balance who will take it depend on who give better premium price.
Next week Pbbank price will shoot up.