[RHBBANK] QoQ Cumulative Quarter Result on 31-Mar-2022 [#1]

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Cumulative Result
Revenue	13,278,708	9,328,511	5,843,699	2,857,780	11,748,749	8,856,965	5,830,527	72.84%
YoY %	42.35%	59.63%	104.48%	-75.68%	32.65%	51.91%	-	-
Horiz. %	227.74%	159.99%	100.23%	49.01%	201.50%	151.91%	100.00%	-
PBT	4,170,784	2,948,642	1,909,352	890,550	3,528,753	2,606,196	1,777,396	76.31%
YoY %	41.45%	54.43%	114.40%	-74.76%	35.40%	46.63%	-	-
Horiz. %	234.66%	165.90%	107.42%	50.10%	198.53%	146.63%	100.00%	-
Tax	-1,458,763	-1,010,562	-672,517	-289,298	-905,621	-614,325	-423,306	127.63%
YoY %	-44.35%	-50.27%	-132.47%	68.06%	-47.42%	-45.13%	-	-
Horiz. %	344.61%	238.73%	158.87%	68.34%	213.94%	145.13%	100.00%	-
NP	2,712,021	1,938,080	1,236,835	601,252	2,623,132	1,991,871	1,354,090	58.68%
YoY %	39.93%	56.70%	105.71%	-77.08%	31.69%	47.10%	-	-
Horiz. %	200.28%	143.13%	91.34%	44.40%	193.72%	147.10%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
NP to SH	2,707,688	1,935,573	1,235,095	600,267	2,618,388	1,987,223	1,351,631	58.71%
YoY %	39.89%	56.71%	105.76%	-77.07%	31.76%	47.02%	-	-
Horiz. %	200.33%	143.20%	91.38%	44.41%	193.72%	147.02%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Tax Rate	34.98%	34.27%	35.22%	32.49%	25.66%	23.57%	23.82%	-
YoY %	2.07%	-2.70%	8.40%	26.62%	8.87%	-1.05%	-	-
Horiz. %	146.85%	143.87%	147.86%	136.40%	107.72%	98.95%	100.00%	-
Total Cost	10,566,687	7,390,431	4,606,864	2,256,528	9,125,617	6,865,094	4,476,437	77.00%
YoY %	42.98%	60.42%	104.16%	-75.27%	32.93%	53.36%	-	-
Horiz. %	236.05%	165.10%	102.91%	50.41%	203.86%	153.36%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Net Worth	28,619,247	28,044,431	27,051,673	28,067,858	27,806,567	27,827,307	27,520,536	2.63%
YoY %	2.05%	3.67%	-3.62%	0.94%	-0.07%	1.11%	-	-
Horiz. %	103.99%	101.90%	98.30%	101.99%	101.04%	101.11%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Dividend
Div	1,693,271	631,811	623,147	-	1,645,821	609,588	601,506	98.99%
YoY %	168.00%	1.39%	0.00%	-	169.99%	1.34%	-	-
Horiz. %	281.51%	105.04%	103.60%	-	273.62%	101.34%	100.00%	-
Div Payout %	62.54%	32.64%	50.45%	-	62.86%	30.68%	44.50%	-
YoY %	91.61%	-35.30%	0.00%	-	104.89%	-31.06%	-	-
Horiz. %	140.54%	73.35%	113.37%	-	141.26%	68.94%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Equity
Net Worth	28,619,247	28,044,431	27,051,673	28,067,858	27,806,567	27,827,307	27,520,536	2.63%
YoY %	2.05%	3.67%	-3.62%	0.94%	-0.07%	1.11%	-	-
Horiz. %	103.99%	101.90%	98.30%	101.99%	101.04%	101.11%	100.00%	-
NOSH	4,247,373	4,212,077	4,212,077	4,142,918	4,142,918	4,068,360	4,010,045	3.89%
YoY %	0.84%	0.00%	1.67%	0.00%	1.83%	1.45%	-	-
Horiz. %	105.92%	105.04%	105.04%	103.31%	103.31%	101.45%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Ratio Analysis
NP Margin	20.42%	20.78%	21.17%	21.04%	22.33%	22.49%	23.22%	-
YoY %	-1.73%	-1.84%	0.62%	-5.78%	-0.71%	-3.14%	-	-
Horiz. %	87.94%	89.49%	91.17%	90.61%	96.17%	96.86%	100.00%	-
ROE	9.46%	6.90%	4.57%	2.14%	9.42%	7.14%	4.91%	-
YoY %	37.10%	50.98%	113.55%	-77.28%	31.93%	45.42%	-	-
Horiz. %	192.67%	140.53%	93.08%	43.58%	191.85%	145.42%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Per Share
RPS	313.68	221.47	140.67	68.98	285.54	217.94	145.40	66.72%
YoY %	41.64%	57.44%	103.93%	-75.84%	31.02%	49.89%	-	-
Horiz. %	215.74%	152.32%	96.75%	47.44%	196.38%	149.89%	100.00%	-
EPS	64.69	46.42	29.77	14.49	64.65	49.33	33.71	54.24%
YoY %	39.36%	55.93%	105.45%	-77.59%	31.06%	46.34%	-	-
Horiz. %	191.90%	137.70%	88.31%	42.98%	191.78%	146.34%	100.00%	-
DPS	40.00	15.00	15.00	0.00	40.00	15.00	15.00	91.95%
YoY %	166.67%	0.00%	0.00%	0.00%	166.67%	0.00%	-	-
Horiz. %	266.67%	100.00%	100.00%	0.00%	266.67%	100.00%	100.00%	-
NAPS	6.7607	6.6581	6.5117	6.7749	6.7581	6.8474	6.8629	-0.99%
YoY %	1.54%	2.25%	-3.88%	0.25%	-1.30%	-0.23%	-	-
Horiz. %	98.51%	97.02%	94.88%	98.72%	98.47%	99.77%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Adjusted Per Share Value based on latest NOSH - 4,142,918
RPS	304.59	213.98	134.05	65.55	269.50	203.17	133.74	72.84%
YoY %	42.35%	59.63%	104.50%	-75.68%	32.65%	51.91%	-	-
Horiz. %	227.75%	160.00%	100.23%	49.01%	201.51%	151.91%	100.00%	-
EPS	62.11	44.40	28.33	13.77	60.06	45.58	31.00	58.72%
YoY %	39.89%	56.72%	105.74%	-77.07%	31.77%	47.03%	-	-
Horiz. %	200.35%	143.23%	91.39%	44.42%	193.74%	147.03%	100.00%	-
DPS	38.84	14.49	14.29	0.00	37.75	13.98	13.80	98.96%
YoY %	168.05%	1.40%	0.00%	0.00%	170.03%	1.30%	-	-
Horiz. %	281.45%	105.00%	103.55%	0.00%	273.55%	101.30%	100.00%	-
NAPS	6.5648	6.433	6.2052	6.4383	6.3784	6.3832	6.3128	2.63%
YoY %	2.05%	3.67%	-3.62%	0.94%	-0.08%	1.12%	-	-
Horiz. %	103.99%	101.90%	98.30%	101.99%	101.04%	101.12%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Price Multiplier on Financial Quarter End Date
Date	30/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	-
Price	5.79	5.56	5.73	5.96	5.37	5.46	5.40	-
P/RPS	1.85	2.51	4.07	8.64	1.88	2.51	3.71	-37.03%
YoY %	-26.29%	-38.33%	-52.89%	359.57%	-25.10%	-32.35%	-	-
Horiz. %	49.87%	67.65%	109.70%	232.88%	50.67%	67.65%	100.00%	-
P/EPS	9.05	12.10	19.27	41.13	8.44	11.17	16.02	-31.59%
YoY %	-25.21%	-37.21%	-53.15%	387.32%	-24.44%	-30.27%	-	-
Horiz. %	56.49%	75.53%	120.29%	256.74%	52.68%	69.73%	100.00%	-
EY	11.05	8.26	5.19	2.43	11.85	8.96	6.24	46.21%
YoY %	33.78%	59.15%	113.58%	-79.49%	32.25%	43.59%	-	-
Horiz. %	177.08%	132.37%	83.17%	38.94%	189.90%	143.59%	100.00%	-
DY	6.91	2.70	2.62	0.00	7.45	2.75	2.78	83.19%
YoY %	155.93%	3.05%	0.00%	0.00%	170.91%	-1.08%	-	-
Horiz. %	248.56%	97.12%	94.24%	0.00%	267.99%	98.92%	100.00%	-
P/NAPS	0.86	0.84	0.88	0.88	0.79	0.80	0.79	5.80%
YoY %	2.38%	-4.55%	0.00%	11.39%	-1.25%	1.27%	-	-
Horiz. %	108.86%	106.33%	111.39%	111.39%	100.00%	101.27%	100.00%	-

	31/12/22	30/09/22	30/06/22	31/03/22	31/12/21	30/09/21	30/06/21	CAGR
Price Multiplier on Announcement Date
Date	27/02/23	29/11/22	29/08/22	30/05/22	28/02/22	30/11/21	27/08/21	-
Price	5.60	5.67	5.81	5.91	5.80	5.31	5.51	-
P/RPS	1.79	2.56	4.13	8.57	2.03	2.44	3.79	-39.27%
YoY %	-30.08%	-38.01%	-51.81%	322.17%	-16.80%	-35.62%	-	-
Horiz. %	47.23%	67.55%	108.97%	226.12%	53.56%	64.38%	100.00%	-
P/EPS	8.75	12.34	19.54	40.79	9.11	10.86	16.35	-34.00%
YoY %	-29.09%	-36.85%	-52.10%	347.75%	-16.11%	-33.58%	-	-
Horiz. %	53.52%	75.47%	119.51%	249.48%	55.72%	66.42%	100.00%	-
EY	11.42	8.10	5.12	2.45	10.97	9.21	6.12	51.39%
YoY %	40.99%	58.20%	108.98%	-77.67%	19.11%	50.49%	-	-
Horiz. %	186.60%	132.35%	83.66%	40.03%	179.25%	150.49%	100.00%	-
DY	7.14	2.65	2.58	0.00	6.90	2.82	2.72	89.95%
YoY %	169.43%	2.71%	0.00%	0.00%	144.68%	3.68%	-	-
Horiz. %	262.50%	97.43%	94.85%	0.00%	253.68%	103.68%	100.00%	-
P/NAPS	0.83	0.85	0.89	0.87	0.86	0.78	0.80	2.47%
YoY %	-2.35%	-4.49%	2.30%	1.16%	10.26%	-2.50%	-	-
Horiz. %	103.75%	106.25%	111.25%	108.75%	107.50%	97.50%	100.00%	-

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ ⃤ & YoY ⃤ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

Discussions

Be the first to like this. Showing 0 of 0 comments

Featured Posts

MQ Trader

Introducing MY's First IPO Fund for Sophisticated Investors!

MQ Chat

New Update. Discover investment communities that resonate with your ideas

MQ Trader

M & A Value Partners IPO Equity Fund has been launched - Targeted 13% Return p.a

Latest Videos