Posted by limyuwei > 2021-01-15 14:31 | Report Abuse

https://www.sinchew.com.my/content/content_2411222.html?fbclid=IwAR0mD26j8ecY97BPa3R0NsEFGtgz8B2ThzJqAYjLfPt4xJTdpS3im5oQBsk

Posted by Bullrunrun > 2021-01-18 10:35 | Report Abuse

General insurance untung la
my car park at home they collect the same premium

Less accident claim during MCO


BUY CALL ALLIANZ TARGET PRICE RM 18.00

Posted by limyuwei > 2021-01-18 16:49 | Report Abuse

Seems like government will pay directly to private hospital to admit covid patients, instead of forcing private insurers to do so.

Posted by limyuwei > 2021-01-18 16:49 | Report Abuse

https://scontent.fkul15-1.fna.fbcdn.net/v/t1.0-9/138326058_2861858617406007_4503147129583765121_n.png?_nc_cat=107&ccb=2&_nc_sid=730e14&_nc_ohc=glnh9AUgWLYAX90vFMN&_nc_ht=scontent.fkul15-1.fna&oh=a10169bb3849c9dbf89ae5716a69e836&oe=602A804B

Posted by magic01 > 2021-01-25 09:47 | Report Abuse

What happen today?

Posted by Bullrunrun > 2021-01-25 10:14 | Report Abuse

Today we get 58 cents dividend
Ex dividends date
BUY WHEN IT IS CHEAP
WHEN OTHERS ARE CAREFUL WE MUST BE GREEDY
I JUST BOUGHT SOME FOR RETIREMENT

Posted by magic01 > 2021-01-26 15:07 | Report Abuse

Drop more please i want sapu

Posted by Bullrunrun > 2021-01-27 17:53 | Report Abuse

Tomorrow RM14.00

Posted by Pinky > 2021-01-27 21:19 | Report Abuse

Tomorrow Thaipusam, KL public holiday la hahaha

Posted by Bullrunrun > 2021-01-28 17:09 | Report Abuse

No wonder today I thought my what happen to my HP...lol

Happy Thaipusam

Posted by Bullrunrun > 2021-01-29 12:46 | Report Abuse

Went to Pos to renew road tax and Allianz motor insurance
Cash flow business
Buy and keep for life and enjoy dividneds

Posted by limyuwei > 2021-02-02 11:59 | Report Abuse

https://www.malaysiakini.com/news/561322

Posted by Jarklp > 2021-02-02 21:55 | Report Abuse

Insurance companies should share Covid 19 costs, but hospitals must not take the opportunity to screw insurance companies like always..lol

I understand pandemic is not covered by most of the medical insurance plans, but Allianz made RM500m last year. As a shareholder, I would support if they set aside RM4m-RM10m (<3% of their profit) for this purpose until the fund is fully exhausted. There are more than 30 life/general insurance companies in Malaysia, the combined fund can be quite meaningful.

This is once in a life time event, everyone should help.

Posted by koowakzai > 2021-02-02 21:59 | Report Abuse

The only way to stir up the price is to issue bonus issue. The liquidity here is low. Thus better to increase outstanding share. Just like public bank did.

Posted by limyuwei > 2021-02-03 08:47 | Report Abuse

~20% life/general (including takaful) are loss making. Government has always been ignorant about healthcare cost, and lead to exorbitant increase in medical cost, cause insurers losses. Before 2020, majority of the health business in Malaysia operate at a loss.

I will say it is understandable that they refuse to foot the bill. Especially for pandemic, where there might be no ending to it. Who knows if it will last more than another year?

Posted by Pinky > 2021-02-03 09:14 | Report Abuse

Morality and ethics is one thing.

Sanctity of contract is another.

In the insurance policy it is stated very clearly that riot, unrest, war, pandemic, not covered.

Posted by Pinky > 2021-02-03 09:15 | Report Abuse

Insurers are not charities. The politicians gotta make up their mind whether they want Malaysia be a free market economy or a Communist state.

Posted by magic01 > 2021-02-03 11:33 | Report Abuse

Just be patient next quarter will be good

Posted by Kon Lim Chai > 2021-02-03 19:48 | Report Abuse

LPI 4th QR is out with improved EPS and DPS. Think Allianz will have better performance in 4th QR also. Hopefully, declare special dividend to the needy shareholders in Malaysia and Germany.

Posted by Kon Lim Chai > 2021-02-03 19:57 | Report Abuse

LPI has total dividend 72 sen FYE 2020. DY higher.

Posted by Pinky > 2021-02-03 20:05 | Report Abuse

LPI is a pure general insurer. Not comparable.

Posted by Bullrunrun > 2021-02-03 23:52 | Report Abuse

PE Ratio now is below 5

Where on earth can you find another Bursa company with EPS 2020 of RM3.00 per share

Not even Nestle but Nestle is RM 137

QR4 2020 will be an excellent result due to RMCO most cars are not on the road and less claims

POS office is selling Motor insurance for Allianz insurance. Dont forget Most premium incomes park into Bonds generate handsome income 4-5% yearly.

I cannot find another best company like Allianz.

BUY when others are confused and fearful...Target Price RM 18

Posted by Papayashot > 2021-02-04 06:23 | Report Abuse

Lpi pure general insurer? I think they offer medical insurance also right?

Posted by Pinky > 2021-02-04 08:21 | Report Abuse

Medical cards is a form of general insurance.

Posted by Pinky > 2021-02-04 08:49 | Report Abuse

Life = have to maintain a reserve, got a "savings" element for policyholder

General = you buy insurance for 1 year, after 1 year you claim nothing, your premium is considered "burnt"

Posted by Kon Lim Chai > 2021-02-06 09:01 | Report Abuse

LPI 4th QR reported favorable growth in profit and higher dividend. Allianz 4th QR should be in line. Still hoping for special dividend.

Posted by Kon Lim Chai > 2021-02-06 09:05 | Report Abuse

ALLIANZ reported better GI growth in 3rd QR. GI business in final QR should be favourable also. Life business in final quarter usually very good in view of compliance requirements in contract maintenance, promotions and tour incentives.

Posted by Kon Lim Chai > 2021-02-06 09:10 | Report Abuse

The attractive part of life ins is in investment linked policies where accumulated funds are subject to mgt fees regardless of funds performance. The longer the business, the larger the accumulated funds, with increasing fees but no risk based capital requirement.

Posted by Pinky > 2021-02-06 12:04 | Report Abuse

Betul, insurers love ILPs because no matter the investment go up or down, they still earn the management fees.

Unlike traditional participating life insurance where their returns depend on the investment returns.

Posted by Bullrunrun > 2021-02-10 10:22 | Report Abuse

Allianz EPS RM2.80
Nestle RM2.30 cents

Allianz RM 13.60
Nestle RM137



Choose one...Happy CNY

Posted by Pinky > 2021-02-10 10:55 | Report Abuse

@Bullrunrun stop comparing Allianz with Nestle on the basis of EPS.

IT IS WRONG.

Posted by minajesty > 2021-02-12 14:56 | Report Abuse

This particular company is undervalued rn. Good earning performance in the past 5 years, low PE & PB, High NTA, debt Free. A truly good bargain at this price. Buying into it for the long term!

Posted by minajesty > 2021-02-12 15:11 | Report Abuse

@Pinky Nothing wrong comparing EPS. Its an important factor especially if ur a value investor. Imagine paying RM137 for the same amount of earnings, clownery man.

Posted by Pinky > 2021-02-15 09:42 | Report Abuse

Many ppl mentioned already, you should always bear in mind the existence of the preference shares!

Posted by Bullrunrun > 2021-02-15 21:13 | Report Abuse

Ex dividend next 3 days 58 cents
Soon announce special dividend 20 cents

Posted by Bullrunrun > 2021-02-15 21:19 | Report Abuse

Allianz Allianz RM 23.3
Nestle NTA RM 2.53

Allianz may shoot up soon

Posted by limyuwei > 2021-02-16 11:30 | Report Abuse

already ex dividend la, next 3 days payment day

Posted by jeffchan1901 > 2021-02-17 19:36 | Report Abuse

supersinginvestor may I know how you arrive at the expected price rm20 to rm30? just curious but did u benchmark performance against any similar counter?

Posted by Pinky > 2021-02-18 09:28 | Report Abuse

Pandemic spurs demand for insurance products:

https://www.channelnewsasia.com/news/singapore/covid-19-insurance-products-demand-long-term-impact-policies-14201350

Posted by limyuwei > 2021-02-18 14:26 | Report Abuse

Aviva Singapore recently sold at 18.7x PE or 1.9x book value, for the life business.

AmInvestment Bank value Allianz GI @ 15.6 (2x book value) and Allianz Life @ 7.51 (1x book value), then another 25% holding company discount to 17.4.

Update the Allianz Life valuation and remove the 25% holding company discount, you will see RM30 valuation for Allianz.

*Life insurance is generally more profitable in Malaysia than Singapore

Posted by chtan33 > 2021-02-19 22:13 | Report Abuse

30 is a matter of time

Posted by Xxxting > 2021-02-20 03:04 | Report Abuse

what price should i buy in? is the price now can in?cuz i wanna in this stock any advice?thx\

Posted by limyuwei > 2021-02-20 14:05 | Report Abuse

https://www.allianz.com/content/dam/onemarketing/azcom/Allianz_com/investor-relations/en/results/2020-fy/en-analyst-presentation-fy-2020.pdf

Asia Pacific – double-digit growth (Operating profit)
Main drivers are Indonesia, Malaysia and the Philippines.

Posted by Bullrunrun > 2021-02-21 18:06 | Report Abuse

EPS 2020 RM3.00
Where to find another stock?

Posted by limyuwei > 2021-02-22 10:00 | Report Abuse

https://www.thestar.com.my/business/business-news/2021/02/19/kpj-earnings-dragged-down-by-fewer-patients?fbclid=IwAR3WdrT-F6neVRGgltwMnoNDR6ftVjWi_xn-Mv3vmv4i5X9eFSqqtwMjWWg#.YC8j3bc_CTw.facebook

Posted by Pinky > 2021-02-22 10:52 | Report Abuse

Less patients at private hospitals = insurers lower payouts

Posted by limyuwei > 2021-02-23 15:11 | Report Abuse

Aaron Fryer, Regional CFO, Allianz Asia Pacific, shares further details on the business’s financial performance: “Despite the uncertainty of last year, our Life & Health (L/H) business delivered excellent results, with operating profits increasing 11.4 percent to EUR 431 million, driven mostly by strong performance in Malaysia and Indonesia.

“Total revenues in our Property & Casualty (P/C) business rose by 12.5 percent to EUR 1.3 billion. Nearly all markets contributed positively in the region, with particularly strong growth in China and Malaysia. P/C operating profit in the region increased 32.6 percent to EUR 120 million, driven by good performance in Malaysia, Sri Lanka, China, Thailand, and notwithstanding our investment in a new Singapore entity.

Posted by limyuwei > 2021-02-24 18:10 | Report Abuse

https://www.allianz.com.my/documents/144671/1046244/2020_Q4_AMB_Analyst_Briefing+Slides.pdf/cb7f1c56-b585-4b47-99b3-03a96df274b4

Posted by Pinky > 2021-02-25 09:11 | Report Abuse

So is this result good or bad? Hmm...

Posted by limyuwei > 2021-02-25 09:52 | Report Abuse

Not as good as expected, thought easily 100-200mil saving from medical claims this year and will reflect in profit (life side), but they set up an additional claims provision, maybe to smooth out this additional profit.