(李嘉诚）教五年内买车买房. 假设你的月收入只有2000元，你也可以过得很好。我帮你把钱分成五份。第一份600元，第二份400元，第三份300元，第四份200元，第五份500元。 

第一份，用来做生活费。这么少的生活费，每天只能够分到十几元。早餐一份煮米丝，一个鸡蛋，一杯豆浆。中餐一份快餐，一个水果。晚餐自己开个小灶，煮点饭，加俩菜，睡前一杯奶。这样一月的伙食大概是500-600。不过，如果你还年轻，身体暂时还没有太多问题，这样的食谱，够你数年内不会有健康问题。 

第二份，用来交朋友，扩大你的人际圈。这就宽裕了。你的电话费可以用掉100元。每个月可以请客两次，每次150元。请谁呢？记住，请比你有思想的人，比你更有钱的人，和你需要感激的人。 每个月，坚持请客，一年下来，你的朋友圈应该已经为你产生价值了，你的声望、影响力、附加价值正在提升，形象又好，又大方。 

第三份，用来学习。每个月可以有50元-100元用来买书。钱不多，买的书就要认真阅读，学会学了就用的精神。每一本书，看完后，就把它变成自己的语言讲给别人听，与人分享可以提高你的信誉度，并且，提升亲和力。另外的200元存起来，每一个月参加一次培训。从不间断。等收入高一些了，或者有额外的积蓄，就参加更高级的培训。参加好的培训，既可以免费结交志同道合的朋友，又可以学习平时难以领悟的道理。 

第四份，用于旅游，一年奖励自己旅游至少一次。生命的成长来自不断地历练。参加那种自由行的旅游，住进青年旅社，地球其实并不大，每年都出门，几年下来，就可以把红旗插到地图上，许多美好的回忆，成为生命的动力，更加有热情和能量，去投入工作。 

第五份，用来投资。先存起来，也可以用来做进货的本钱，小本生意很安全，去批发点产品来卖，亏了反正也不多，赚呢，既赚了金钱，又赚了自信和胆量，还赚来做事情的阅历。赚的钱多了，就可以开始购买长期的投资计划，使自己提早获得一份长久的保障，保证自己和家人在将来，不论发生什么事情，都有一份充足的资金来照顾，生活品质不会下降。 

好了，这样熬了一年，第二年如果你还在拿2000元的收入，那就是你的不是了，这么不长进，活着也够丢脸的，看看有什么品牌的豆腐比较硬，买一点来，用头去撞吧。 月收入在3000元以下的，一定要兼职赚钱，不要穷，还很有个性，挑三拣四的，这个不愿意做，那个没有兴趣。收入不高，一定要非常勤奋，尽量去找跟销售有关的工作，销售等。这就是很不错的兼职工作，既可以认识很多有价值的人，又可以锻炼自己的信息收集能力和营销技巧。 

衣服啊，鞋子啊，这一年你是得尽量少买了。最好全部通过你的兼职赚的钱去买。当作奖励自己的一种方式。额外多赚钱的时候，记得买个礼物给你的爱人，谢谢他/她支持你的财务计划。很坦诚地告诉他/她，为何你那么勤俭，告诉他/她你的梦想和努力的方向。 到处都有需要帮助的生意人，兼职帮他们做点事情，去磨练自己的意志、口才、和工作能力吧，加上你的理财技巧，第二年，你的收入至少要增加到5000元。最低也应该是3000元，否则你收入的成长还赶不上通货膨胀呢。 无论你的收入是多少，记得分成五份。增加对身体的投资，让身体始终好用，增加对社交的投资，扩大你的人脉，增加对学习的投资，加强你的自信，增加对旅游的投资，扩大你的见闻，增加对未来的投资，增加你的收益。 

保持这种平衡，逐渐你就会开始有大量的盈余。这是一个良性循环的人生计划。身体将越来越好，得到更多的营养和照顾。朋友会越来越多，存储许多有价值的人脉关系，同时，你也有条件参加那些非常高端的培训，使自己各方面的羽翼丰满，思维宽阔，格局广大，性格和谐。而你，也就能够逐渐实现自己的各种梦想，购买自己的需要的房子、车子，并且给未来的孩子准备一笔充足的教育基金。 人生是可以设计的，生涯是可以规划的，幸福是可以准备的。现在就可以开始。在你穷的时候，要少在家里，多在外面。在你富有的时候，要多在家里，少在外面。这就是生活的艺术。

穷得时候，钱要花给别人，富的时候，钱要花给自己。很多人，都做颠倒了。 穷得时候，不要计较，对别人要好。富的时候，要学会让别人对自己好。自己对自己更好。穷要把自己贡献出去，尽量让别人利用。富，要把自己收藏好，小心别让别人随便利用。这些奇妙的生活方式，是很少人能够明白的。 穷的时候，花钱给别人看。富的时候，花钱给自己享受。穷的时候一定要大方，富的时候，就不要摆阔了。生命已经恢复了简单，已经回到了宁静。 

年轻不是过错，贫穷无需害怕。懂得培养自己，懂得什么是贵重物品，懂得该投资什么，懂得该在哪里节约，这是整个过程的关键。别乱买衣服，少买一点，但是可以买几件很有品味的。少在外面吃饭，要吃就请客，要请，就请比自己更有梦想的、更有思想、更努力的人。 一旦生活需要的钱已经够了，最大的花费，就是用你的收入，完成你的梦想，去放开你的翅膀大胆地做梦，去让生命经历不一样的旅程。 

经典语录:
哈佛有一个著名的理论：人的差别在于业余时间，而一个人的命运决定于晚上8点到10点之间。每晚抽出2个小时的时间用来阅读、进修、思考或参加有意的演讲、讨论，你会发现，你的人生正在发生改变，坚持数年之后，成功会向你招手。 

经典语录:
无论你的收入是多少，记得分成五份进行规划投资：增加对身体的投资，让身体始终好用；增加对社交的投资，扩大你的人脉；增加对学习的投资，加强你的自信 增加对旅游的投资，扩大你的见闻；增加对未来的投资，增加你的收益。好好规划落实，你会发现你的人生逐步会有大量盈余。 

经典语录:
过去的一页，能不翻就不要翻，翻落了灰尘会迷了双眼。有些人说不出哪里好，但就是谁都替代不了! 那些以前说着永不分离的人，早已经散落在天涯了。收拾起心情，继续走吧，错过花，你将收获雨，错过这一个，你才会遇到下一个。 

经典语录:
被人误解的时候能微微的一笑，这是一种素养；受委屈的时候能坦然的一笑，这是一种大度；吃亏的时候能开心的一笑，这是一种豁达；无奈的时候能达观的一笑，这是一种境界；危难的时候能泰然一笑，这是一种大气；被轻蔑的时候能平静的一笑，这是一种自信；失恋的时候能轻轻的一笑，这是一种洒脱。

From google-translate


Li Ka-shing) taught five years to buy a car to buy a house. Suppose your monthly income is only 2,000 yuan, you can live well. I can help you put money into five parts. The first 600, second 400, third 300, fourth 200, fifth 500.

First, to the cost of living. So little of the cost of living, can only be assigned to more than ten dollars a day. Sphacelotheca breakfast of a boiled, an egg, a cup of soy milk. Chinese food a snack, a fruit. Own to open a small focal dinner, cook some rice, plus two vegetables, a glass of milk before bedtime. So January's food is probably 500-600. However, if you are young, the body yet without too many problems this recipe, enough for you a few years there will be no health problems. 

Second, to make friends, expand your interpersonal circle. This well-off. Your phone bills can be spent 100 yuan. A month to treat twice, each 150 yuan. Please who? Remember, please, than you thought, people have more money than you, and you need to be grateful. Each month, adhere to treat, one year, your circle of friends should have been generated for your value, your prestige, influence, added value is improving, sound and image, and generous.

Third, for learning. Each month can have 50 -100 dollars used to buy books. Little money, buy a book we should read carefully, learn to learn with the spirit. After reading each book, put it into their own language to tell others to listen, to share with others can improve your credibility and enhance the affinity. Save it $ 200 per month to attend a training. Onward. High-income, or additional savings on to participate in more advanced training. Participate in good training, either free Make friends with similar, they can learn the truth usually is difficult to comprehend.

Fourth for tourism. Reward yourself travel at least once. The growth of the life from the experience constantly. Travel to participate in the kind of free exercise, was admitted to youth hostels, the earth is not large, and every year to go out a few years, you can plug into the red flag map, many fond memories and become the driving force of life, more enthusiasm and energy to go to work.

Fifth, to invest. Save up first, can also be used to make the purchase of the capital, the small business is very safe products to sell to wholesale point deficit anyway not many make it both earn money, and earn the confidence and courage to also make to do things the experience. More money, you can start to buy long-term investment plan early to get a long-term protection to themselves and their families in the future, no matter what happens, there is an adequate funding to care, quality of life will not decline.

Well, this boil for one year, the second year if you still get the income of 2,000 yuan, is that you are not, so do not grow, alive enough shame to see what brand of tofu rather hard to buy point, with the head against it. The monthly income of 3,000 yuan, must be part-time to make money, not poor, but also very personal, pick and choose, do not want to do that. Income is not high, must be very diligent and try to find work with sales-related sales. This is a very good part-time work, both know a lot of valuable people, they can exercise their own information gathering capabilities and marketing skills. 

Clothes ah, shoes, ah, this year you have to try to buy less. All the best to buy through your part-time money. As a reward a way. The extra money when I remember to buy a gift to your lover, thank him / her to support your financial plan. Frankly told him / her why you are so thrifty, tell him / her in the direction of your dreams and efforts. Everywhere need to help the businessman, part-time help them to do something, to hone their own will, eloquence, and ability to work with your financial management skills, the second year, your income should be increased to at least 5000 yuan . Minimum should be 3,000 yuan, otherwise your revenue growth is also keeping up with inflation. Regardless of your income is how much, remember divided into five parts. Increase investment in the body, so that the body is always easy to use, to increase social investment, expand your network of contacts, and increase investment in learning, strengthen your self-confidence, increase investment in tourism, expand your horizons, increase investment in the future increase your income.

To maintain this balance, and gradually you will begin to have a lot of surplus. This is a virtuous circle of life plans. The body will be getting better and better, get more nutrition and care. Friends will be more and more, store many valuable connections, the same time, you have the means to participate in the very high-end training, so that all aspects of their own full-fledged, broad thinking pattern of the majority of harmonious personality. And you will be able to gradually achieve their various dream to buy their own house in need, the car, and to the children of the future to prepare a sum sufficient education funds.

Life is designed, career planning, and happiness can be prepared. Now you can begin. When you are poor, less at home, and more on the outside. When you're rich, you want to be more than at home, and less on the outside. This is the art of living.

Poor time to spend to others, when the rich, spend money to yourself. Many people have done upside down. Poor, do not care about the others better. Fu's time to learn to let others for their own good. Better for themselves. The poor should own contribution to go out, try to let others use. Rich, put their own collection of good, careful not to others casually use. These wonderful way of life, few people can understand.

Poor time to spend money for others to see. When the rich spend money to enjoy yourself. The poor must be generous, rich, do not ostentatious and extravagant. The simple life has been restored, and has been returned to the quiet. Younger are not at fault, without fear of poverty. Know how to develop their own, know what valuables, to understand what the investment, know how the savings where it is the key to the whole process. Freeze buy clothes, buy a little less, but you can buy some good taste. Less to eat out, eat on the dinner, please, please more than their dreams, more thinking, more efforts. Once enough money has been living needs, the biggest cost is to use your income to fulfill your dreams, to let go of your wings boldly dream to life experience is not the same journey.

Classic Quotes :
Harvard has a well-known theory: the difference lies in their spare time, a person's fate is decided between 20:00 to 10:00. Drawn two hours of time every night to read, study, think, or participate in the intention of lectures, discussions, you will find that your life is changed, adhere to a few years later, the success will be waving to you. 

Classic Quotes:
Regardless of your income, remember divided into five parts planning investment: increased investment in the body, so the body has always been easy to use; increase social investment, expand your network of contacts; increase investment in learning, strengthen your self-confidence Increased investment in tourism, expand your horizons; increase investment in the future, to increase your income. Good planning and implementation, you will find your life and gradually there will be a large surplus.

Classic Quotes:
The last one, can not turn, do not turn, turn over the dust will be lost eyes. Some people can not tell where the good, but is one alternative can not! Who spoke before never separated, already scattered in the horizon. Packed up the mood, to go, miss the flowers, you will harvest rain, missed this one, you will encounter next.

Classic Quotes:
Misunderstood slight smile, which is a literacy; been wronged when to calm smile, this is a magnanimous; suffer when the happy smile, which is an open-minded; helpless when can philosophical smile, which is a state of mind; distress when Tairan smile, which is an atmospheric; contempt calm smile, which is a sense of confidence; lovelorn time to gently smile, which is a species free and easy.

taken from the 'shares' in facebook.

Thanks.

TEH