星洲財經評論
郑碧娥．控制预算
2016-10-31 19:01
当我们向发展商购买新屋，或是在二手市场购买旧屋，免不了花一笔装修费，费用多或少因人而异；也有些买家不喜欢房屋原有的格局，将大部份的室内装饰全部摧毁，然后再花大笔钱重新装修房屋。
当我们向发展商购买新屋，或是在二手市场购买旧屋，免不了花一笔装修费，费用多或少因人而异；也有些买家不喜欢房屋原有的格局，将大部份的室内装饰全部摧毁，然后再花大笔钱重新装修房屋。
在经济或市况好景，赚钱较容易的时期，要将花掉的钱再赚回来并不难，严格来说也不为过，但在市况看淡、赚钱不易的今天，应该谨慎看待装修房屋的预算，何况日后准备脱售套现，或转换另一间较大、较好的房屋，根本无法将房屋的装修费算在内，以争取较好的转售价格。
一间转手的房屋装修费，屋况若非常糟糕，至少要数万令吉，如果花到10万令吉，坦白说不符合经济效益，假如能省下数万令吉，做为应急现金，何尝不是妥善的理财规划。
在装修的过程中，一般最常见的情况是：往往出现超出预算的问题，因此，在装修房屋之前，必须谨慎预算，如果计划装修费维持在3万令吉，至少要预备多数千令吉，好比说多5000至8000令吉，切记不能超出5位数，就是多出1万令吉。
如何理性看待，克制本身的装修预算，这是不容易掌握的学问，今天，房屋装修生意走下坡，装修商会巧妙游说业主增加一些项目的装修，除非很必要，否则，必须要很好控制荷包的支出，避免过后出现手头紧缩问题后悔不已。
文章来源：
星洲日报‧财经小品‧文：郑碧娥‧2016.10.31http://www.sinchew.com.my/node/1582253/%E9%83%91%E7%A2%A7%E5%A8%A5%EF%BC%8E%E6%8E%A7%E5%88%B6%E9%A2%84%E7%AE%97
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