If not because of "HOPE", I will not hold MKH from 2.70 to 4.70 and still holding. “lching” is even much better, if my memory serves me right, his entry price is much less than RM2.00. We all HOPE for better biz, HOPE for bonus to increase liquidly and also sentiment of the crowd, we HOPE for the up cycle of CPO, we HOPE for increasing dividend, we HOPE for this and HOPE for that. Are we wrong to have so many HOPEs in buying share? I will continue HOPING. How about you?

In my opinion most of the people come into Bursa with some basic theoretical knowhow (analysis skills) and with “HOPE”. If “theory only” can predict share price then those PHD holder in Finance and CFA do not need to work lah, just use their calculation and theory to make tonne of money.

In actual fact, I do not think they make more return than people on the streets. The reasons are that there are too many complicated factors in equity investment. “Purely theory” will not bring significant advantage as compare to others. So in this case, please do not discount HOPE of other investors, they have their own home work and analysis behind, not the pure HOPE.

逍遥子 and lching : where are you nowadays ? May I know your position on MKH ? Postings from both of you months ago were part of the push factor of my study and investment in MKH. Thank you very much. I do not know if I can make "开翻”? In fact I am not too greedy on that, I am just looking for another 10% only unless I receive another push factor again. Thanks.

I do not think 4.70 to 5.00 is a bomb. Why ? If it drops further in the next couple weeks, it will at least back to the current level when the ex-date of the bonus issue is approaching, I guess.

If it stays at the current level for the new few weeks, I guess it will break 5 when time is closer to the ex-date. Let us wait and see.

Anyway, nobody can predict precisely what will happens the next day, we all are taking calculated risk and hope for a reasonable reward. It is kind of gambling lah. Do you agree?

My Understanding to (ii) and (iii) :

(ii) Warrant holders entitle free warrant at the same ratio 5: 1. Thus there will be 5,820,155 additional warrants to be issued and listed from this bonus exercise. Herewith SC gave its approval to the listing of the additional Wa.

(iii) This 5,820,155 additional warrants will be one day mature and converted to mother shares, thus 5,820,155 new MKH Shares will be issued when Wa is converted and herewith SC gave its approval for the issue of additional shares and listing of the new shares.

My emphasis on div is about 40% and another 60 % is on growth. When my age gets older or when the market is on higher valuation likes now, my emphasis on growth will be reduced while weightage on div increases. With these criteria in place, I do not buy BToto, Tenaga, BAT, GAB, Jtinter etc which give good div but fewer prospects on growth. How about Pintaras ? .........

My opinion : The big different between the two is that the Tourist(millionaire) has an OPTION to work or not to whereas the fisherman has NO OPTION, rain or shine, sick or good, he has to go out to fish for living. So do you want to be the Tourist or fisherman? You choose.

The grass next door is always greener. Other’s wife is always more beautiful. Human is greedy and never satisfy. I am working now and plan for early retirement long ago as I hate stressful life in office. But I believe when I retire, I will miss the office hours and regret.

Example: When I were young, I envied colleague who got opportunity for oversea assignment. When the opportunity came to me and I stayed in oversea, I missed those days in Malaysia very much and asked for a return after reasonable period of time. This happened many times in my working life even today. So I knew my character very well which is “Thing does not owned by me is the most beautiful thing”.

Conclusion: Make early retirement plan “execute-able” but never execute. “talk-talk” is good enough.

Thank you very much. Retire early is not something unachieved-able.

KC Chong : Thank you for your another example. At 60 yr old, I have RM2,056,000, I can receive passive income RM7K(current purchasing power)/month.

My Q is : if at age 70 yr old, I start to deplete the capital till 0 at 80 yr old, the required initial number should be less than RM2,056,000, am I right? Then what is the number ?

Thank you.

Hi KC Chong : thank you for the very comprehensive way in discussing retirement number. I understood your article but do not know how to calculate with your method. You did not disclose the calculation method, did you? Would you consider disclosing the method?

I have a very simple DREAM:
i) Debt free with own house and car.

ii) Average RM10K of passive income/month. This RM10K can be a combination of dividend from equity, rental from real estate etc.

iii) Standard of life: equivalent to your example with RM60K/year(RM5K/month) or slightly higher. Thus I will have excess cash each month at the early part of the plan to cover unforeseen happening and also inflation. I do not know how to calculate the present value of the 10K. However I believe the extra 5K/month(10K-5K=5K) should be sufficient to cover inflation.

iv) With (iii), this RM10K should able to last for many years. If there are few unforeseen extra expenses or reduced return(i.e. financial crisis), then the capital can be withdrew at the later part of the retirement when passive income is less than RM10K/month.

v) With that, I hope that I can retire comfortably.

vi) So now, I need to work very hard in pursuing the ultimate dream of RM10K/month.

What is your comment?

Thanks.

KC Chong: thks your advice.
I just bought in some IGBREIT, for its dividend and conservative play.

Waiting for another 20sens up, I will rescue all of my JTiasa with 3% return from Apr2012 till now. Very impressive, ha! ha!

KC Chong : Thank you.

Hi KC Chong: would you mind to drop few lines on “Matrix”, a newly listed properties developer primarily in Seremban. Good eps, good div, good DPO(>40%), +ve cash flow, good ROE, at low cycle of the industry. Thks.

Hi Mr KC Chong : thanks for your greeting. I have been searching for my GPS in Bursa since months ago, still puzzling at a cross junction. Nevertheless your postings are still “not to miss”.

I sincerely appreciate your persistent in posting good articles on this forum. I believe there are many readers behave like me just reading your postings quietly. Please keep up your good deed. We like your postings and appreciate that.
THANK YOU.

Hi kcchong : congratulation on making good $ on prestariang! You are simply the BEST.

I guess the next mover would be Pintaras which again very unfortunately I do not have it in my portfolio.

Will definitely follow your next selection, do not want to miss $ boat again. When will you have your next selection ???

Hi : Today I got one very belated insider source that gold price dropped significantly for the last few months, affecting customer’s appetite badly in buying coated jewelry from Zhulian, especially in Thai. This had caused the very low revenue of Zhulian.

This partly explains why the revenue and profit of Zhulian dropped drastically.

So, what is the current status? Sorry, I do not know as it is a very belated insider source and I am very unlikely to meet the source again.

等于没讲? 至少解开我心里一丝迷团.

I want goody:
There was no dividend for the last 12 quarters. If the company distributes part of the earning as dividend, that would be great.

Innoprise Plantations Bhd - the cheapest plantation stock in Bursa Malaysia
Author: Icon8888 | Publish date: Fri, 7 Mar 14:58
http://klse.i3investor.com/blogs/icon8888/47984.jsp

Moving and keeping info under this thread.

Thanks

感谢你一流的真实经验分享与好意劝告。

Gtronic: Driven By 3 New Products - Bursa D
http://klse.i3investor.com/blogs/kianweiaritcles/47690.jsp

http://klse.i3investor.com/blogs/temperature_probe/47663.jsp

2014料股息20仙， 6.1%

净现金每股51.3仙、良好派息率和光明的前景

2014年下半年推介新产品

总执行长王合利预计，2015-17或可取得4至8%的年度增长率。

Siphon away my 0.6sen div as 21.52eps x 40%=8.6sen. Disappointed slightly as I forecast 9 sen with round up figure. It is still better than last year. Thks Tan Sri Leong and the mgt team.

Mr Neoh: u r the gatekeeper of DKSH. U knew that 0.4 is for 1 yr. Pls do not tease us.

I care much on the dividend as its high div is the main pull factor of my investment in GTronic.

yes! this is the GTronic I am looking for: total 7 cents div which is higher than 5 cents for the same period last year. Thank you the management.

Annual Report 2012 : http://www.bursamalaysia.com/market/listed-companies/company-announcements/1263977

Robert Love's has reasonable points to support his comments. I respect his constructive comments. He should not be flagged. Thks.

What will I do next : "will not buy more, just keep the current holding for longer term"

Disappointed: (i) there is no dividend declared (ii) Revenue, profit and eps are lower than last qtr(Q3) indicating the growing stream is tapering off.

馬星從4產業增至46‧今年迎20週年
http://klse.i3investor.com/blogs/sinchew_company_story/46873.jsp

20週年,会不会来点惊喜, 比如红股,特别股息 ?

星洲>投資致富 梁海金：馬星不只是建房子
http://biz.sinchew.com.my/node/90433

梁老板一般说到做到, 只是时间问题而已.你对他还有信心吗? 我有!!! 所以我还有大笔血汗资金 放在他公司里.

The story continues……Due to hatred; the villagers go out to hunt and burn the donkey.


The ending of the story contradicts with its positive lesson - “Free your heart from hatred – Forgive your enemies”. The donkey should be grateful to farmer for his "silly" act, the donkey can come out from the well.

From google-Matthew 5:39 :If anyone slaps you on the right cheek, turn to them the other cheek also.

Keeping Info under thread FimaCorp:

Fimacorp Q3'14业绩 - 王者归来 - 糊涂, 20 Feb 14

http://klse.i3investor.com/blogs/kianweiaritcles/46754.jsp

只有傻仔才会长抱这支长期失败股。真他奶奶的（小宝的口头禅)不幸，自己竟然是其中一位。

Arv18: your comments were right spotted on.

i) Why there were such catastrophic results in the first place? As an accountable management, explain it please?
ii) What is the plan to recover the earning? Show your plans and direction, please?

Hi Val-Elta : thanks for your balance view on Notion.

Ha! You are new in stock market yet you bought call-warrant-the very volatile derivative and yet does not know the expiry date. I salute your brave gut.

May God bless you lucky enought not to be hurted and realize that call-warrant is not for you. 回头是岸.

Congratulation!!!
Unfortunately, I have never been blessed with this kind of big luck.

Keeping Info under thread FimaCorp:

Fima Corporation (FIMACOR) 菲馬機構 AnAlysIs ~ chyithong
http://klse.i3investor.com/blogs/kianweiaritcles/45989.jsp

Hi nokenzo : Ha! welcome to Phuket. Yin Dee Tong Rab!

i) Patong Beach (natural beaches + amazing night scenes). Have a walk at night to see Ah Kua dancing on the open stages along the street, Go into Ago-go bar late night, have a glass of beer(~60 baht), you can see some sexy show if you are lucky to enter a good one, just sit there, order a glass of beer, it is hygiene. A girl will approach you for a free drink causing you another 60 Baht; you are not obliged to do so if you do not want to, no offence.

ii)Phi Phi island for sparkling white long beach. Follows boat going to deeper sea for snookering. Need to swim a bit ever with floating jacket.

iii)If you have limited time, you can skip James Bond Island, the trip is not worth just for a stone.

iv)Phromthep Cape, Rawai : reach there at about 6.00pm for sun set, cliff view and soothing breeze. Try the BBQ shrimp and fish with special chili paste along the road site.

v) Phuket's FantaSean : go in earlier so that you can do some shopping in the park beside enjoying the amazing show. Do not forget to look up for certain show.

vi) Few words :
• Thank you (man says) = Kob Khun Krap(Coupon cup)
• Toilet = hong nam
• How much : Thao-Rai
• Expensive : Phaeng(same pronunciation when you say “cheap” in Cantonese)
• Discount : Loht(lot)

Good luck.

Keeping Info under thread FimaCorp:

浅谈Fimacorp - 第4篇 - 隐忧 + 总结 (完结篇) - 糊涂
http://klse.i3investor.com/blogs/kianweiaritcles/45899.jsp

Hi nokenzo : sorry, this time I can’t help as I had lost my GPS and stuck somewhere. You need to ask sifu KC Chong. Good luck.

Hi nokenzo : please go to thread of Fimacorp, then scroll up to get analysis on Fimacorp performed by KC Chong. Good luck.

“WHAT ONE WROTE REFLECTS WHAT HE IS”

I always believe “WHAT ONE WROTE REFLECTS WHAT HE IS”.
I tasted honey before therefore I can describe things as sweet as honey.
I saw flowers before, therefore I can describe things as beauty as flower.
I tasted “chow tou foo” before; therefore I can tell how nasty it is.

So since he wrote those “disgusting scene”, he must have experienced it himself.

Thousand thank you to Alphabeta for contributing one more positive element to this community, which helps to retain and increase readership of this forum.

安华效应？

KC Chong: I see this great article as an ang pao. Thks.

Hi kcchong, horseofordos and all "rationale" forumers : 祝福你与家人新春大吉，万事如意。

Hi nokenzo: 祝福你与家人新春大吉，万事如意。